Premier Package Home Loan Fixed 1 Year (LVR < 80%)
- Last updated on 12 Aug 2020
Fixed - 1 year
based on $300,000 loan amount for 25 years
- No upfront fees
- Parents can sign as guarantor
- Extra repayments + redraw services
- Free redraw facility
- Limited extra repayments
- Annual fee charged
- Discharge fee at end of loan
- Repayments won't decrease if RBA cuts rates
Interest rate structure
Fixed - 1 year
$50k - $100m
Principal & interest
Loan term range
1 - 30 years
Allowed with restrictions
Redraw fee: $0
Allows split interest
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Total estimated upfront fees
Other upfront fee
Minimum SMSF Amount
First Home Buyer loans offer up to 98% LVR for "Niche" borrowers. No annual fee for Visa Platinum Credit Card. Personal loan establishment fee will be waived. Discounts on premium CGU insurance policies.
Compare and review home loans with similar features
Bank First, formerly known as Victoria Teachers Mutual Bank, is a mutually-owned baking institution established in 1972.
While it was initially set up by teachers to service people working in the education sector, it is now open to anyone.
It offers a range of financial services products, including transaction accounts, savings accounts, insurance products and a range of personal and home loans.
Bank First Home Loan Calculator
Interested in a Bank First home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Bank First compares to its competitors. Simply plug in your borrowing amount below.