Bank of Sydney Expect More Investment Loan Package Fixed (No Package Fee) 1 Year | Review & Compare Home Loans

Expect More Home Loan Package

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Advertised Rate

2.79

% p.a

Fixed - 1 year

Comparison Rate*

3.36

% p.a

Maximum LVR

Less than 90%

Real Time Rating™

Monthly Repayment

$1,390

based on $300,000 loan amount for 25 years at 2.79%

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Summary
Features & fees
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Advertised Rate

2.79

% p.a

Fixed - 1 year

Comparison Rate*

3.36

% p.a

Maximum LVR

Less than 90%

Real Time Rating™

Monthly Repayment

$1,390

based on $300,000 loan amount for 25 years at 2.79%

Calculate your repayments for this loan

Your estimated repayment

$1,390

based on $300,000 loan amount for 25 years at 2.79%

Based on your details, you can compare and save on the following home loans

Monthly Repayment

$1,078

based on $300,000 loan amount for 25 years at 1.79%

Advertised Rate

1.79

% p.a

Fixed - 1 year

Comparison Rate*

2.06

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Parents can sign as guarantor

Real Time Rating™

More Features

Monthly Repayment

$1,147

based on $300,000 loan amount for 25 years at 1.85%

Advertised Rate

1.85

% p.a

Intro 24 months

Comparison Rate*

2.21

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,199

based on $300,000 loan amount for 25 years at 2.09%

Advertised Rate

2.09

% p.a

Intro 24 months

Comparison Rate*

2.52

% p.a

Cashback

Refinance and get $3,000 cashback for new Owner Occupier and Investment Loans. Terms and Conditions apply.*~ Ends in 1 day

Real Time Rating™

More Features

Quick home loan review

For Expect More Home Loan Package Fixed (No Package Fee) 1 Year

These are the benefits of this home loan.

Lower than average interest rate
No ongoing fees
Parents can sign as guarantor
Split account option

These are the drawbacks of this home loan.

Limited extra repayments
No redraw and no offset
Loan reverts to higher rate after fixed period
Higher than average upfront fee
Discharge fee at end of loan

Home loan overview

For Expect More Home Loan Package Fixed (No Package Fee) 1 Year

Details
Features
Fees
Application method

Details

Maximum LVR Less than 90%	Total Repayments $417,000 View repayment schedule »
Next LVR	Interest rate type Fixed - 1 year
Borrowing range $100k - $5m Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, QLD, SA, VIC
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Yes - limited to $10000	Offset account No
Redraw facility	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 150	Application fee 0
Legal fee $0	Valuation fee $0
Settlement fee 150	Other upfront fee 0
Ongoing fee $0	Discharge fee 300

Application method

Online	Phone
Broker	In branch

Other Benefits

Legal fees covered by package up to $475 and Valuation fees covered by package up to $420

Other Restrictions

Package Fee $395.00 p.a. (waived for LVRs up to 70%)

Compare and review home loans with similar features

Advertised Rate

1.79

% p.a

Fixed - 1 year

Comparison Rate*

2.06

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Parents can sign as guarantor

Real Time Rating™

Advertised Rate

2.19

% p.a

Fixed - 1 year

Comparison Rate*

3.18

% p.a

Interest rates ranked in the best 20%
No upfront fees
Suitable for low deposits

Real Time Rating™

Advertised Rate

2.09

% p.a

Fixed - 1 year

Comparison Rate*

3.52

% p.a

Interest rates ranked in the best 20%
No upfront fees
Suitable for low deposits
Parents can sign as guarantor

Real Time Rating™

Advertised Rate

2.69

% p.a

Fixed - 1 year

Comparison Rate*

2.90

% p.a

Cashback

Special $3,000 cashback for a limited time available for new refinance home loan applications~ Ends in 1 day

Real Time Rating™

FAQs

The range you can borrow from this loan is $100k to $5,000,000.

This loan option comes with a maximum loan-to-value ratio of 89.99 percent, which means it requires a minimum deposit of 10.01 percent

Bank of Sydney allows you to have this loan for a range of 1 to 30 years.

Bank of Sydney allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $150 worth of upfront fees.

No, this loan doesn't come with a redraw facility.

Bank of Sydney makes it possible to apply for this product online. Apply here.

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