Bank of Sydney Expect More Investment Loan Package Fixed (No Package Fee) 1 Year | Review & Compare Home Loans

Advertised Rate

2.79%

Fixed - 1 year

Comparison Rate*

2.95%

Maximum LVR

90%

Real Time Rating™

Monthly Repayment

$1,231

based on $300,000 loan amount for 25 years

Pros and Cons

Pros

No ongoing fees
Parents can sign as guarantor
Repayments will not change during fixed period

Cons

Limited extra repayments
No redraw and no offset
Discharge fee at end of loan
Repayments won't decrease if RBA cuts rates

Bank of Sydney Fees and Features

Maximum LVR 90%	Interest rate structure Fixed - 1 year
Borrowing range $100k - $5m Calculate how much you can borrow	Total Repayments $443,160 View repayment schedule »
Principal & interest	Interest only
Loan term range 1 - 30 years	Offset account No
Extra repayments Allowed with restrictions	Redraw facility
Allows split interest	Suitable For Owner Occupiers
Applicable States ACT, NSW, QLD, SA, VIC	Make Repayments Fortnightly, Monthly, Weekly
Total estimated upfront fees $150	Application fee $0
Settlement fee $150	Valuation fee $0
Legal fee $0	Other upfront fee $0
Ongoing fee $0	Discharge fee $300
Property Type	SMSF Trustee
Minimum SMSF Amount

Other Benefits

Legal fees covered by package up to $475 and Valuation fees covered by package up to $420

Compare and review home loans with similar features

Lower Rate

1 Year Fixed (Owner Occupied Principal & Interest)

Real Time Rating™

Advertised Rate

Comparison Rate*

2.14%

Fixed - 1 year

2.46%

No upfront or ongoing fees
Repayments will not change during fixed period

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More Flexibility

Star Classic Owner Occupied 1 Year Fixed Special

Real Time Rating™

Advertised Rate

Comparison Rate*

1.98%

Fixed - 1 year

2.51%

special

Limited time only for applications received by 30 September 2020 and settled 31 December 2020. Loan size up to $850k. Expiry date: 30/09/2020

Enquire Now

Major Banks

Choice Package Tailored Home Loan Fixed (Principal and Interest) 1 Year

Real Time Rating™

Advertised Rate

Comparison Rate*

2.29%

Fixed - 1 year

4.17%

No upfront fees
Suitable for low deposits
Parents can sign as guarantor
Repayments will not change during fixed period

Generic

Great Rate Fixed Home Loan (NSW, ACT & QLD only) 1 Year

Real Time Rating™

Advertised Rate

Comparison Rate*

2.09%

Fixed - 1 year

3.53%

special

Borrow up to 110% of the property value by asking your family to guarantee the home loan by using their property as security on your mortgage

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Bank of Sydney, has been operating in Australia under a full Banking Licence since April 2001.

The bank employs over 150 staff, with headquarters in Sydney and over 16 branches throughout NSW, Victoria and South Australia. It offers financial products such as personal, car and home loans, credit cards, insurance as well as mortgage broking. The bank also offers currency exchange and international money transfer services.

Bank of Sydney home loan calculator

Interested in a Bank of Sydney home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Bank of Sydney compares to its competitors. Simply plug in your borrowing amount below.

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