Important disclosure

5.35
% p.a
Fixed - 1 year
4.34
% p.a
$1,815
based on $300,000 loan amount for 25 years at 5.35%
Calculate your repayments for this loan
Your estimated repayment
$1,815
based on $300,000 loan amount for 25 years at 5.35%
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Quick home loan review
For Expect More Home Loan Package Fixed (No Package Fee) 1 Year
These are the benefits of this home loan.
- Lower than average interest rate
- No ongoing fees
- Parents can sign as guarantor
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No redraw and no offset
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- Discharge fee at end of loan
Home loan overview
For Expect More Home Loan Package Fixed (No Package Fee) 1 Year
- Details
- Features
- Fees
- Application method
Details
Maximum LVR Less than 90% | Total Repayments $544,500 |
Interest rate type Fixed - 1 year | |
Borrowing range
$100k
-
$5m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, QLD, SA, VIC |
Features
Extra repayments Yes - limited to $10000 | Offset account No |
Redraw facility | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 150 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 150 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 300 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Bank of Sydney to view Target Market Determination.
Other Benefits
Legal fees covered by package up to $475 and Valuation fees covered by package up to $420
Other Restrictions
Package Fee $395.00 p.a. (waived for LVRs up to 70%)
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