Fixed Rate Home Loan (Principal and Interest) 3 Years
- Last updated on 06 Aug 2020
Discounted Variable Rate (OO P&I)
Make the move to UBank's award winning home loan
2.49%
Variable
2.49%
Discounted Variable Rate (Owner Occupied Principal & Interest)
2.44%
Fixed - 3 years
4.17%
$1,176
based on $300,000 loan amount for 25 years
Pros
- Suitable for low deposits
- Parents can sign as guarantor
- Extra repayments + redraw services
- Repayments will not change during fixed period
Cons
- Limited extra repayments
- Discharge fee at end of loan
- Repayments won't decrease if RBA cuts rates
Maximum LVR 95% | Interest rate structure Fixed - 3 years |
Borrowing range $10k - $100m | Total Repayments $423,360 |
Principal & interest | Interest only |
Loan term range 1 - 30 years | Offset account Partial offset account |
Extra repayments Allowed with restrictions | Redraw facility Redraw fee: $10 |
Allows split interest | Suitable For Owner Occupiers |
Applicable States ACT, NSW, NT, QLD, SA, TAS, VIC, WA | |
Total estimated upfront fees $1038 | Application fee $600 |
Settlement fee $100 | Valuation fee $164 |
Legal fee $0 | Other upfront fee $174 |
Ongoing fee $10 monthly | Discharge fee $350 |
Property Type | SMSF Trustee |
Minimum SMSF Amount |
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From humble beginnings, BankSA now serves one in four South Australians, with the largest network of branches and ATMs in the state.
BankSA first opened in March 1848 with a single room office under the original name the Savings Bank of South Australia. Since then, it has had a colourful history, changing ownership and names several times, even collapsing in 1991. Now BankSA is part of the Westpac Banking Corporation.
BankSA has 3,800 staff, 800,000 customers and 38,000 shareholders.
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