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Bankwest

Complete Fixed Home Loan Package

Advertised Rate

2.14

% p.a

Fixed - 1 year

Comparison Rate*

3.36

% p.a

Maximum LVR
80%
Real Time Rating™

2.58

/ 5
Monthly Repayment

$1,292

based on $300,000 loan amount for 25 years at 2.14%

Advertised Rate

2.14

% p.a

Fixed - 1 year

Comparison Rate*

3.36

% p.a

Maximum LVR
80%
Real Time Rating™

2.58

/ 5
Monthly Repayment

$1,292

based on $300,000 loan amount for 25 years at 2.14%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,292

based on $300,000 loan amount for 25 years at 2.14%

Bankwest home loans are available through brokers who can help find the right loan and manage your application at no charge.

Russel Gomes

Get expert advice from a home loans specialist.

In recent times, I found myself lucky to be employed in a Family-owned accountant firm. Before my departure, I've had the opportunity to meet the right network and create further opportunities. As time progressed, I became more intrigued with the financial sector and took a steady approach to get involved in the lending industry. I have completed my studies in Cert IV Finance and Mortgage Broking and hold accreditations with 40 different lenders, big and small, with which I have a good relationship. I don't shy away from complex scenarios and take what I know from each deal to improve my skills. I build on my strengths and work on my weaknesses by believing that communication and time management are the foundation for building my principles.

VIC3977

CRN: 532008

Bianca Dacic

5.0
51 Reviews

Get expert advice from a home loans specialist.

Loan-Savvy is committed to helping you find the right financial solution. Whether you are looking to purchase your first home, expand your investment portfolio or refinance your existing mortgage. We are a qualified Finance Brokerage, located in the Caroline Springs area of Victoria. Possessing industry experience, knowledge and contacts, to help you secure the right loan for your circumstance. Loan-Savvy is dedicated to your financial goals and always has your best interest in mind. We will take the time to understand your goals and assist with structuring a loan appropriately inline with your financial goals. We takes the stress out of the process and allow you to focus on the important things in life. Loan-Savvy facilitates all the available options, allowing you to make an informed decision in choosing the correct lending product.

VIC3023

CRN: 510930

Daniel Tetlaw

Get expert advice from a home loans specialist.

I enjoy working with clients to understand their goals and deliver great outcomes for their unique situations. This requires flexibility, dotting every ‘i’, crossing every ‘t’, and striving to over deliver on my clients’ needs and expectations.

WA6027

CRN: 528660

Quick home loan review

For Complete Fixed Home Loan (Principal and Interest) 1 Year (LVR < 80%)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • Split account option

These are the drawbacks of this home loan.

  • Limited extra repayments
  • No redraw facility
  • Loan reverts to higher rate after fixed period
  • Ongoing fee
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Complete Fixed Home Loan (Principal and Interest) 1 Year (LVR < 80%)

TMD

Details

Maximum LVR

80%

Total Repayments

Interest rate type

Fixed - 1 year

Borrowing range

Suitable for

Owner Occupiers

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Yes - limited to $10000

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

250

Application fee

0

Valuation fee

$0

Settlement fee

250

Other upfront fee

0

Ongoing fee

$395 annually

Discharge fee

338

Application method

Online

Phone

In branch

Target Market Determination

Visit Bankwest to view Target Market Determination.

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Bankwest is available through brokers

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $200k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

Bankwest allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

Bankwest allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $250 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

Where can you apply for this loan?

Bankwest makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this Bankwest loan is available through a broker. Find a broker to help you with your needs.