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Beyond Bank Australia

Total Home Loan Package

Advertised Rate

3.33

% p.a

Variable

Comparison Rate*

3.74

% p.a

Maximum LVR
Less than 90%
Real Time Rating™

2.03

/ 5
Monthly Repayment

$1,475

based on $300,000 loan amount for 25 years at 3.33%

Advertised Rate

3.33

% p.a

Variable

Comparison Rate*

3.74

% p.a

Maximum LVR
Less than 90%
Real Time Rating™

2.03

/ 5
Monthly Repayment

$1,475

based on $300,000 loan amount for 25 years at 3.33%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,475

based on $300,000 loan amount for 25 years at 3.33%

Beyond Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.

Russel Gomes

Get expert advice from a home loans specialist.

In recent times, I found myself lucky to be employed in a Family-owned accountant firm. Before my departure, I've had the opportunity to meet the right network and create further opportunities. As time progressed, I became more intrigued with the financial sector and took a steady approach to get involved in the lending industry. I have completed my studies in Cert IV Finance and Mortgage Broking and hold accreditations with 40 different lenders, big and small, with which I have a good relationship. I don't shy away from complex scenarios and take what I know from each deal to improve my skills. I build on my strengths and work on my weaknesses by believing that communication and time management are the foundation for building my principles.

Response time: in 31 minutes | Our brokers call during business hours between 9.00am to 6.00pm.

Daniel Tetlaw

Get expert advice from a home loans specialist.

I enjoy working with clients to understand their goals and deliver great outcomes for their unique situations. This requires flexibility, dotting every ‘i’, crossing every ‘t’, and striving to over deliver on my clients’ needs and expectations.

Response time: in 3 days | Our brokers call during business hours between 9.00am to 6.00pm.

Quick home loan review

For Total Home Loan Package Variable Investment (Principal and Interest) (New Money) (LVR < 90%)

These are the benefits of this home loan.

  • 100% full offset account
  • Parents can sign as guarantor
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Higher than average interest rate
  • Ongoing fee
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Total Home Loan Package Variable Investment (Principal and Interest) (New Money) (LVR < 90%)

TMD

Details

Maximum LVR

Less than 90%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Investors

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

200

Application fee

0

Valuation fee

At Cost

Settlement fee

200

Other upfront fee

0

Ongoing fee

$395 annually

Discharge fee

350

Application method

Online

Phone

In branch

Target Market Determination

Visit Beyond Bank Australia to view Target Market Determination.

Other Benefits

Online redraw is fee free

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $50k to $2,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 89.99 percent, which means it requires a minimum deposit of 10.01 percent

What's the maximum length for this loan?

Beyond Bank Australia allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

Beyond Bank Australia allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $200 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

Beyond Bank Australia makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this Beyond Bank Australia loan is available through a broker. Find a broker to help you with your needs.