Honeymoon Introductory Rate Investment Loan (New Money Offer)
Intro 12 months
based on $300,000 loan amount for 25 years
- No ongoing fees
- 100% full offset account
- Suitable for low deposits
- Extra repayments + redraw services
- Discharge fee at end of loan
- Repayments may increase if RBA raises rates
Interest rate structure
$50k - $1m
Principal & interest
Loan term range
5 - 30 years
100% offset account
Unlimited extra repayments
Redraw fee: $15
Allows split interest
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Estimated upfront fees
Minimum SMSF Amount
Legal Fees are charged at cost. Comparison rate calculation is based on legal fess of $390, but actual fees vary.
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Community First Credit Union is a mutual organisation that has been in operation since 1959. Unlike banks, who make profits to pay dividends to shareholders, it’s a member-owned and -run financial institution.
Community First Credit Union is based in New South Wales, has 68,000 customers throughout Australia and $940 million in assets.
Community First Credit Union doesn’t have an extensive range of home loans. Instead, it focuses on delivering competitive mortgage rates on the mortgages it offers.