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3.65
% p.a
Variable
3.72
% p.a
$1,526
based on $300,000 loan amount for 25 years at 3.65%
Calculate your repayments for this loan
Your estimated repayment
$1,526
based on $300,000 loan amount for 25 years at 3.65%
Based on your details, you can compare and save on the following home loans
Quick home loan review
For Basic Variable Home Loan (Principal and Interest) (LVR < 95%)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No ongoing fees
- Suitable for low deposits
- Redraw facility available
- Extra repayments and redraw facility
- Split account option
These are the drawbacks of this home loan.
- No offset account
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Basic Variable Home Loan (Principal and Interest) (LVR < 95%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 95% | Total Repayments $457,800 |
Interest rate type Variable | |
Borrowing range
$50k
-
$1m
| Suitable for Owner Occupiers |
Loan term range 5 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account No |
Redraw facility Redraw fee: $15 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 600 | Application fee 600 |
Legal fee At Cost | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 300 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Community First Credit Union to view Target Market Determination.
Other Benefits
Legal Fees are charged at cost. Comparison rate calculation is based on legal fess of $390, but actual fees vary.
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