Home Loan Deals
Find home loans from a wide range of Australian lenders that best suit your needs, whether you're investing, refinancing or looking to buy your first home. Compare interest rates, mortgage repayments, fees and more.
Discount Variable Home Loan
special$0 application fee
Make the move to UBank's award winning home loan
Owner Occupier Discounted Variable Rate
No upfront or ongoing feesExtra repayments + redraw servicesView Now
PromotedUBank terms and conditions
Special home-loans offers
specialEstablishment fee waived when borrowing more than $150k
Basic Investment Loan (Principal and Interest)
And a $0 establishment fee if you borrow more than $150k when making Principal & Interest repayments
specialConveyancing fee rebate up to $1,000 for first home buyers
State or Territory government first home buyer concession recipients only with owner-occupier home loans over $250k. Apply by 15 Dec 2019 and draw down by 15 Mar 2020.
specialInterest rate special for the first 12 months. Apply by 29 February 2020, receive unconditional approval by 31 March 2020 and settle by 30 June 2020
Classic Home Loan (Introductory Rate)
specialBorrow up to 110% of the property value by asking your family to guarantee the home loan by using their property as security on your mortgage
Ultimate Variable Home Loan (New Customer)
specialMinimum loan size $300k for Interest Only loans
Interest Only Investor Loan
specialNo application, settlement and valuation fee
Well Balanced Home Loan Fixed (Principal and Interest)
specialStandard Establishment fee of $350 and Settlement fee of $250 waived
Essential Investment Loan
specialIncludes a discounted rate off the Premium Plus Package Investment Variable Rate Tier 4 home loan
Premium Plus Package Variable Rate Investment Loan Special (Principal and Interest)
specialAnnual package fee waived for the life of the loan
Bank of Sydney
Annual package fee waived for the life of the loan.
specialNo monthly fees
Advantage Home Loan Special (LVR < 95%)
No monthly fees
Cashback home-loans offers
Cashback$2,000 cashback for refinance for applications submitted by 31 Jan 2020 and loans settled by 31 March 2020
Advantage Package Variable Home Loan (Principal and Interest) (New Customer) ($750k+)
CashbackApply between 23 September 2019 to 31 Jan 2020 and get your loan settled by 31 March 2020 to get a $2000 Refinance Cashback
Premier Advantage Package Rocket Repay Home Loan (Principal and Interest) ($250k-$500k)
Cashback$2,000 cashback for refinance for new applications for eligible Advantage Package loans
Advantage Package Fixed Rate Investment Loan (Interest Only)
For new Owner Occupied (Principal & Interest) or Investment home loan under the Advantage Package. $395 annual package fee and $250k minimum loan size applies. Excludes Portfolio Loans and refinances. Applications received by 31 January 2020 and loan settled by 31 March 2020. Offer available on the Advantage Package and Basic Home Loans for Owner Occupier with Principal and Interest repayments and Investment Loans. $250k min loan per property refinanced. Only 1 cashback per property refinance will be paid regardless of the number of loans involved.
Cashback$2,000 cashback for refinance for new applications for eligible Advantage Package loans & Basic Loans
Applications received by 31 January 2020 and loan settled by 31 March 2020. Offer available on the Advantage Package and Basic Home Loans for Owner Occupier with Principal and Interest repayments and Investment Loans. $250k min loan per property refinanced. Only 1 cashback per property refinance will be paid regardless of the number of loans involved $395 annual package fee and $250k minimum loan size applies. Excludes Portfolio Loans and refinances.
Rewards home-loans offers
RewardsEarn 10,000 Velocity points for every $100k drawn at settlement. Earn a further 1,000 velocity points every month. Earn a further 30,000 velocity points every three years.
Reward Me Investment Loan (Principal and Interest) ($75k-$500k, LVR 80%-90%)
Customers who apply and are approved for a Virgin Money Reward Me Home Loan, with an LVR of 90% or under, will earn 10,000 Velocity Points for every $100,000 drawn at settlement. Receive 1,000 Velocity Points every month for each loan account and 30,000 Velocity Points every 3 year anniversary provided total borrowings are greater than $50,000.