Defence Bank Ultimate Package Essential Investment Loan ($750k+) | Review & Compare Home Loans

Essentials Home Loan with Ultimate Package

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Advertised Rate

3.42

% p.a

Variable

Comparison Rate*

3.80

% p.a

Maximum LVR

95%

Real Time Rating™

Monthly Repayment

$1,489

based on $300,000 loan amount for 25 years at 3.42%

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Summary
Features & fees
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Advertised Rate

3.42

% p.a

Variable

Comparison Rate*

3.80

% p.a

Maximum LVR

95%

Real Time Rating™

Monthly Repayment

$1,489

based on $300,000 loan amount for 25 years at 3.42%

Calculate your repayments for this loan

Your estimated repayment

$1,489

based on $300,000 loan amount for 25 years at 3.42%

Based on your details, you can compare and save on the following home loans

Monthly Repayment

$1,215

based on $300,000 loan amount for 25 years at 2.69%

Advertised Rate

2.69

% p.a

Variable

Comparison Rate*

3.09

% p.a

Lower than average interest rate
100% full offset account
Parents can sign as guarantor
Extra repayments and redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,122

based on $300,000 loan amount for 25 years at 2.09%

Advertised Rate

2.09

% p.a

Variable

Comparison Rate*

2.09

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Parents can sign as guarantor

Real Time Rating™

More Features

Monthly Repayment

$1,199

based on $300,000 loan amount for 25 years at 2.09%

Advertised Rate

2.09

% p.a

Intro 24 months

Comparison Rate*

2.52

% p.a

Cashback

Refinance and get $3,000 cashback for new Owner Occupier and Investment Loans. Terms and Conditions apply.*~ Ends in 6 days

Real Time Rating™

More Features

Quick home loan review

For Ultimate Package Essential Investment Loan ($750k+) (Principal & Interest)

These are the benefits of this home loan.

No upfront fees
100% full offset account
Suitable for low deposits
Extra repayments and redraw facility
Free redraw facility
Split account option

These are the drawbacks of this home loan.

Higher than average interest rate
Ongoing fee

Home loan overview

For Ultimate Package Essential Investment Loan ($750k+) (Principal & Interest)

Details
Features
Fees
Application method

Details

Maximum LVR 95%	Total Repayments $446,700 View repayment schedule »
Next LVR	Interest rate type Variable
Borrowing range $750k - $100m Calculate how much you can borrow	Suitable for Investors
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Unlimited extra repayments	Offset account 100% offset account
Redraw facility Redraw fee: $0	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 0	Application fee 0
Legal fee $0	Valuation fee $0
Settlement fee 0	Other upfront fee 0
Ongoing fee $380 annually	Discharge fee 0

Application method

Online	Phone
Broker	In branch

Other Benefits

0.15%p.a. bonus rate on term deposits, 15% discount on CGU Home, Contents and Landlords Insurance

Compare and review home loans with similar features

Advertised Rate

2.29

% p.a

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Comparison Rate*

2.31

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

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2.39

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Comparison Rate*

2.41

% p.a

Interest rates ranked in the best 20%
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3.74

% p.a

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Comparison Rate*

3.78

% p.a

No upfront fees
100% full offset account
Suitable for low deposits
Parents can sign as guarantor

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Advertised Rate

2.59

% p.a

Variable

Comparison Rate*

2.64

% p.a

Lower than average interest rate
No ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

FAQs

The range you can borrow from this loan is $750k to $99,999,999.

This loan option comes with a maximum loan-to-value ratio of 95 percent, which means it requires a minimum deposit of 5 percent

Defence Bank allows you to have this loan for a range of 1 to 30 years.

Defence Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

To apply for this loan, please contact Defence Bank.

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