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Residential Investment Home Loan (Principal and Interest)

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Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros and Cons

Pros:
  • Extra repayments + redraw services
  • Free redraw facility
  • Repayments may decrease if RBA cuts rates
Cons:
  • Discharge fee at end of loan
  • Repayments may increase if RBA raises rates
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Fees and Features

Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$30k - $5m
Total repayments
Total repayments
$458,700
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForInvestors
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly
Estimated upfront fees
Estimated upfront fees
$1200.00
Application fee
Application fee
$250
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$400
Legal fee
Legal fee
$550
Ongoing fee
Ongoing fee
$8 monthly
Discharge fee
Discharge fee
$400
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount
Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$30k - $5m
Total repayments
Total repayments
$458,700
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForInvestors
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly
Estimated upfront fees
Estimated upfront fees
$1200.00
Application fee
Application fee
$250
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$400
Legal fee
Legal fee
$550
Ongoing fee
Ongoing fee
$8 monthly
Discharge fee
Discharge fee
$400
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount

Delphi Bank (formerly Bank of Cyprus Australia) opened in the 1980s and was bought by Bendigo and Adelaide Bank in 2012.

Delphi Bank offers a range of everyday banking products, insurance products and home loans to its small customer base. With branches in New South Wales, Queensland, Victoria and South Australia, Delphi Bank has over a dozen stores in Australia.

Delphi Bank is the first bank of Greek origin to offer a full range of banking services in Australia.

Delphi Bank Home Loan Calculator  
Interested in a Delphi Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Delphi Bank compares to its competitors. Simply plug in your borrowing amount below.

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