Endeavour Mutual Bank

Endeavour Mutual Bank has been providing banking services to the community for over 60 years. Having previously operated as Select Encompass Credit Union, its name changed to Endeavour Mutual Bank in February 2018.

Members own the bank through its mutual structure and all profits are reinvested in the mutual bank to benefit members.

Endeavour Mutual Bank also assists in the financial education of youth and supports projects to alleviate poverty in some of the poorest communities in South East Asia and the Pacific through its own charitable foundation, the Australian Mutuals Foundation (AMF).

Endeavour Mutual Bank Home Loan Calculator
Interested in an Endeavour Mutual Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Endeavour Mutual Bank compares to its competitors. Simply plug in your borrowing amount below. 

  • Flexible loan features.
  • Broad range of home loans.
  • No ongoing fees on most loans.
  • Online home loan application.
  • Must be a member.
  • Limited home loan products from which to choose.
  • Limited branch access.
Endeavour Mutual Bank customer service:

Endeavour Mutual Bank has branches in Sydney, Newcastle and Gosford. Members can also call the service centre for personal service or also access accounts immediately via a national network of ATMs, as well as internet and telephone banking facilities 24/7.

  • Customer service centre 24 hours (phone)
  • Online banking
  • Mobile app
  • Email inquiries
  • NSW branch network

Endeavour Mutual Bank home loans

How to Apply

You can join the mutual bank as part of the process of applying for a loan, or join independently by paying a member shareholder contribution. You will need to provide and verify identification documents to support your application. Documents you will need include:

  • Personal identification material.
  • Proof of income – whether you are self-employed or work for an employer.
  • Proof of other income, including rental income.
  • Information regarding your current debts, liabilities and assets.
Compare your product with the big 4 banks, or add more products to compare
As seen on