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4.09
% p.a
Fixed - 1 year
4.45
% p.a
$1,023
based on $300,000 loan amount for 25 years at 4.09%
Calculate your repayments for this loan
Your estimated repayment
$1,023
based on $300,000 loan amount for 25 years at 4.09%
Great Southern Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.
Nathan Martin
Get expert advice from a home loans specialist.
With over 15 years’ experience working in residential and commercial finance, Nathan started his career working directly for the banks gaining first-hand understanding on how to arrange finance for his clients’ personal, business and investment needs. His retail & business banking, finance, and management background has given him the experience needed to deal more effectively with lenders, which in turn, provides opportunities that assists his clients’ in gaining more financial control. He sets a goal of entering a long-term financial relationship with each client and develops value added drivers that grows trust and creates stronger relationships. He also provides a very personalized service based on a strong understanding of each of his client’s financial goals. This ensures that each client feels comfortable, knowing he is with them for the long haul.
CRN: 522328
Kristina Louise
Get expert advice from a home loans specialist.
Kristina offers 12 years of experience and works for #1 Independent Brokerage for 6 years. . She has the ability to effectively communicate convoluted lending processes so that consumers can more easily understand the home loan process. Kristina is fascinated by complex lending scenarios in particular; Guarantor Lending, Investment Strategies, and Self-employed applications. “My passion is to help every single person. I treat all of my clients with the same level of respect and service. Whether you are a First home buyer, Investor or Property Mogul, I will tailor my service to your specific needs.” Having worked with a Big 4 Bank and a non-Independent Broker Firm, Kristina has been exposed to both sides of the lending industry meaning you will have a broker on your side that can navigate and manage lending hurdles with ease. “Clients always tell me that they have been loyal customers to their bank but in return they are treated as a number. My goal outside achieving great outcomes for all of my clients is to make sure they feel heard and valued, quite simply because they are”.
CRN: 528640
Alex El Daghar
Get expert advice from a home loans specialist.
Your Digital Mortgage Broker & Trusted Adviser. My role - one I am passionate about - is to work in your best interests. I’ll be with you for the long haul, fighting for the fittest rate on the market that matches your needs and goals, not the first product on the shelf.
CRN: 538115

Smart Booster Home Loan Discounted Variable - 2yr
2.10
% p.a
Intro 24 months
2.46
% p.a
Buyers and refinancers can benefit from this special discounted rate, plus no ongoing fees and optional access to an offset account.
Quick home loan review
For Fixed Rate Inv IO - 1 Year
These are the benefits of this home loan.
- Lower than average interest rate
- No ongoing fees
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No offset account
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Fixed Rate Inv IO - 1 Year
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 90% | Total Repayments $306,900 |
Interest rate type Fixed - 1 year | |
Borrowing range
$10k
-
$5m
| Suitable for Investors |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $30000 during fixed period | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 835 | Application fee 600 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 235 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 500 |
Application method
Online | Phone |
Broker | In branch |
- Other $0 Establishment Fee for when you apply online. T&Cs apply.$0 Establishment Fee and $0 Securities Administration Fee for online applications only. T&Cs apply. No Monthly Or Annual Fees & ability to make unlimited extra repayments.
Target Market Determination
Visit Great Southern Bank to view Target Market Determination.
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