iMortgage Home Loans

iMortgage is the online-only arm of Homeloans Ltd, which was established in 1985 and is recommended by over 6000 mortgage brokers Australia-wide. IMortgage, together with Homeloans Ltd, is one of Australia’s largest non-bank lenders and has won numerous awards including the Australian Lending Award for Best Non-Bank Lender and the Mortgage and Finance Association of Australia award for Mortgage Manager of the Year. iMortgage customers can benefit from the Homeloans Ltd customer support network.

iMortgage Home Loan Calculator  
Interested in an iMortgage home loan? RateCity has a suite of calculators that can show you what your repayments would be and how iMortgage compares to its competitors. Simply plug in your borrowing amount below.

Pros:
  • Flexible loan options.
  • Loans cater to borrowers with a wide range of needs.
  • Some loans offer discounted interest rates.
  • Most loans can accommodate borrowers with a smaller deposit.
Cons:
  • Limited branch network.
  • Some loans have annual fees.
iMortgage customer service:

iMortgage is an online-only lender which means that there are no branches. Having said that, iMortgage customers have access to telephone support and can email enquiries directly through to an iMortgage consultant. iMortgage loan holders have access to a dedicated Client Services team who can help with any ongoing loan enquiries.

✓     Customer service centre (phone)

✓     Online banking

✓     Email

iMortgage home loans

Elite Home Loan Fixed (Principal and Interest) 1 Year
Advertised rate
3.88%
Fixed - 1 year
Upfront fee
$363.00
Comparison rate*
3.64%
Ongoing fee
$0
Compare
Elite Home Loan Fixed (Principal and Interest) 2 Years
Advertised rate
3.88%
Fixed - 2 years
Upfront fee
$363.00
Comparison rate*
3.67%
Ongoing fee
$0
Compare
Fusion Home Loan (Principal and Interest) ($200k+, LVR 70%-80%)
Advertised rate
3.52%
Variable
Upfront fee
$363.00
Comparison rate*
3.68%
Ongoing fee
$120 annually
Compare
Elite Home Loan Fixed (Principal and Interest) 3 Years
Advertised rate
3.88%
Fixed - 3 years
Upfront fee
$363.00
Comparison rate*
3.69%
Ongoing fee
$0
Compare
Elite Home Loan (Principal and Interest) (LVR 70%-80%)
Advertised rate
3.68%
Variable
Upfront fee
$363.00
Comparison rate*
3.71%
Ongoing fee
$0
Compare
Elite Home Loan Fixed (Principal and Interest) 4 Years
Advertised rate
4.39%
Fixed - 4 years
Upfront fee
$363.00
Comparison rate*
3.88%
Ongoing fee
$0
Compare
Elite Home Loan (Principal and Interest) (LVR 80%-90%)
Advertised rate
3.88%
Variable
Upfront fee
$363.00
Comparison rate*
3.91%
Ongoing fee
$0
Compare
Elite Home Loan Fixed (Principal and Interest) 5 Years
Advertised rate
4.39%
Fixed - 5 years
Upfront fee
$363.00
Comparison rate*
3.94%
Ongoing fee
$0
Compare
Fusion Investment Loan (Principal and Interest) ($200k+, LVR < 80%)
Advertised rate
3.82%
Variable
Upfront fee
$363.00
Comparison rate*
3.98%
Ongoing fee
$120 annually
Compare
Fusion Home Loan Fixed (Principal and Interest) 3 Years (LVR < 80%)
Advertised rate
3.94%
Fixed - 3 years
Upfront fee
$363.00
Comparison rate*
4.07%
Ongoing fee
$120 annually
Compare
Fusion Home Loan Fixed (Principal and Interest) 1 Year (LVR 80%-90%)
Advertised rate
4.04%
Fixed - 1 year
Upfront fee
$363.00
Comparison rate*
4.07%
Ongoing fee
$120 annually
Compare
Fusion Home Loan Fixed (Principal and Interest) 1 Year (LVR < 80%)
Advertised rate
3.94%
Fixed - 1 year
Upfront fee
$363.00
Comparison rate*
4.08%
Ongoing fee
$120 annually
Compare
Fusion Home Loan Fixed (Principal and Interest) 3 Years (LVR 80%-90%)
Advertised rate
4.04%
Fixed - 3 years
Upfront fee
$363.00
Comparison rate*
4.08%
Ongoing fee
$120 annually
Compare
Prime Home Loan (Principal and Interest) (LVR < 80%)
Advertised rate
4.04%
Variable
Upfront fee
$363.00
Comparison rate*
4.08%
Ongoing fee
$0
Compare
Fusion Home Loan Fixed (Principal and Interest) 2 Years (LVR < 80%)
Advertised rate
4.00%
Fixed - 2 years
Upfront fee
$363.00
Comparison rate*
4.09%
Ongoing fee
$120 annually
Compare
Fusion Home Loan Fixed (Principal and Interest) 2 Years (LVR 80%-90%)
Advertised rate
4.10%
Fixed - 2 years
Upfront fee
$363.00
Comparison rate*
4.10%
Ongoing fee
$120 annually
Compare
Elite Home Loan (Principal and Interest) (LVR 90%-95%)
Advertised rate
4.08%
Variable
Upfront fee
$363.00
Comparison rate*
4.11%
Ongoing fee
$0
Compare
Fusion Home Loan (Principal and Interest) ($200k+, LVR 80%-90%)
Advertised rate
4.02%
Variable
Upfront fee
$363.00
Comparison rate*
4.18%
Ongoing fee
$120 annually
Compare
Elite Investment Loan (Principal and Interest) (LVR 70%-80%)
Advertised rate
4.18%
Variable
Upfront fee
$363.00
Comparison rate*
4.21%
Ongoing fee
$0
Compare
Fusion Home Loan Fixed (Principal and Interest) 1 Year (LVR 90%-95%)
Advertised rate
4.19%
Fixed - 1 year
Upfront fee
$363.00
Comparison rate*
4.27%
Ongoing fee
$120 annually
Compare
Fusion Home Loan Fixed (Principal and Interest) 2 Years (LVR 90%-95%)
Advertised rate
4.25%
Fixed - 2 years
Upfront fee
$363.00
Comparison rate*
4.28%
Ongoing fee
$120 annually
Compare
Fusion Home Loan Fixed (Principal and Interest) 3 Years (LVR 90%-95%)
Advertised rate
4.19%
Fixed - 3 years
Upfront fee
$363.00
Comparison rate*
4.29%
Ongoing fee
$120 annually
Compare
Fusion Home Loan (Principal and Interest) ($200k+, LVR 90%-95%)
Advertised rate
4.18%
Variable
Upfront fee
$363.00
Comparison rate*
4.33%
Ongoing fee
$120 annually
Compare
Elite Investment Loan Fixed (Principal and Interest) 3 Years
Advertised rate
4.24%
Fixed - 3 years
Upfront fee
$363.00
Comparison rate*
4.41%
Ongoing fee
$0
Compare
Elite Investment Loan Fixed (Principal and Interest) 2 Years
Advertised rate
4.24%
Fixed - 2 years
Upfront fee
$363.00
Comparison rate*
4.43%
Ongoing fee
$0
Compare
Prime Home Loan (LVR 80%-95%)
Advertised rate
4.39%
Variable
Upfront fee
$363.00
Comparison rate*
4.43%
Ongoing fee
$0
Compare
Elite Investment Loan Fixed (Principal and Interest) 1 Year
Advertised rate
4.24%
Fixed - 1 year
Upfront fee
$363.00
Comparison rate*
4.44%
Ongoing fee
$0
Compare
Prime Investment Loan (Principal and Interest) (LVR < 80%)
Advertised rate
4.40%
Variable
Upfront fee
$363.00
Comparison rate*
4.44%
Ongoing fee
$0
Compare
Elite Investment Loan (Principal and Interest) (LVR 80%-90%)
Advertised rate
4.43%
Variable
Upfront fee
$363.00
Comparison rate*
4.46%
Ongoing fee
$0
Compare
Fusion Investment Loan (Principal and Interest) ($200k+, LVR 80%-90%)
Advertised rate
4.44%
Variable
Upfront fee
$363.00
Comparison rate*
4.59%
Ongoing fee
$120 annually
Compare

How to Apply

Borrowers wanting to apply for an iMortage home loan can either complete an online enquiry form, pop into a branch or call through to the contact centre for more support. Before applying for an iMortage home loan, consider what you can afford to borrow and what other costs you need to factor in. To apply for an iMortage home loan, you will need to supply the following information:

  • Provide personal information including proof of identity.
  • Proof of income and employment including employers contact details.
  • Provide a list of debts, assets and liabilities.
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