Best 3-year principal and interest investor home loans

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Best 3-year principal and interest investor home loans

RateCity's top-rated principal and interest investor home loans with a fixed interest rate for three years. Assumes a $400,000 mortgage.

Ranking	Product	Advertised Rate	Comparison Rate*	Monthly Repayment	Features	Real Time Rating™
1 3 position up today	Premier Package Home Loan Cashback Refinance and receive up to $2000~ Ends in about 2 months	2.24% Fixed - 3 years	3.49%	$1,145	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	3.24 / 5
2 1 position down today	Well Balanced	2.44% Fixed - 3 years	2.76%	$1,176	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	3.11 / 5
3 1 position down today	Offset Home Loan	2.49% Fixed - 3 years	3.06%	$1,184	Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied	3.10 / 5
4 1 position down today	Investment Property Home Loan	2.69% Fixed - 3 years	2.57%	$1,215	Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied	2.94 / 5
5 1 position up today	Investment Fixed	2.52% Fixed - 3 years	2.78%	$1,188	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	2.82 / 5
6 1 position down today	Mortgage Plus	2.49% Fixed - 3 years	3.33%	$1,184	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	3.25 / 5
7 1 position down today	Freedom Fixed	2.64% Fixed - 3 years	2.92%	$1,207	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	2.84 / 5
8 1 position down today	Fixed Rate Wealth Maximizer	2.49% Fixed - 3 years	2.88%	$1,184	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	2.77 / 5
9 6 position up today	Fixed Home Loan Cashback Get $2000 cashback on settlement for eligible applications of $250,000 or more, received by 30 September 2020 and settled by 30 November 2020. T&Cs apply.~ Ends in 7 days	2.49% Fixed - 3 years	3.07%	$1,184	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	2.70 / 5
10 5 position up today	Advantage Package Cashback Up to $4,000 Refinance Cashback ~ Ends in 4 months	2.59% Fixed - 3 years	3.83%	$1,199	Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	2.98 / 5
11 1 position up today	Flexi Options	2.74% Fixed - 3 years	3.08%	$1,223	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	2.76 / 5
12 1 position down today	Flexi Options	2.74% Fixed - 3 years	3.08%	$1,223	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	2.76 / 5
13 1 position down today	Premium Home Loan Package	2.39% Fixed - 3 years	3.67%	$1,168	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	2.73 / 5
14 1 position down today	Premier	2.39% Fixed - 3 years	3.39%	$1,168	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	2.46 / 5
15 1 position down today	Complete Package Fixed Investment	2.39% Fixed - 3 years	3.52%	$1,168	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	2.50 / 5
16 1 position down today	Enhance Investment Fixed Loan	2.74% Fixed - 3 years	3.11%	$1,223	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	2.69 / 5
17 1 position down today	SmartFix Loan	2.74% Fixed - 3 years	3.19%	$1,223	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	2.59 / 5
18 1 position down today	Fixed HomeBuilder	1.99% Fixed - 3 years	3.71%	$1,107	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	2.52 / 5
19 1 position down today	Yard Investor Loan	2.85% Fixed - 3 years	3.01%	$1,241	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	2.59 / 5
20 1 position up today	Special Investment Fixed (P&I)	2.53% Fixed - 3 years	3.29%	$1,190	Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	2.51 / 5

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Data last updated on 23 Sep 2020

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