Best 3-year principal and interest investor home loans

RateCity's top-rated principal and interest investor home loans with a fixed interest rate for three years. Assumes a $400,000 mortgage.

Ranking
Product
Advertised Rate
Comparison Rate*
Company
Monthly Repayment
Features
Real Time Rating™
1
7 position up today

2.25%

Fixed - 3 years

2.55%

Tic Toc

$1.1k

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

3.57

/ 5
2
1 position down today

2.26%

Fixed - 3 years

2.58%

Homestar Finance

$1.1k

Redraw facility
Offset Account
Borrow up to 75%
Extra Repayments
Interest Only
Owner Occupied

3.39

/ 5
3
5 position up today

2.39%

Fixed - 3 years

2.89%

Virgin Money

$1.2k

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

3.28

/ 5
4
1 position down today

2.36%

Fixed - 3 years

2.72%

Well Home Loans

$1.2k

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

3.11

/ 5
5
1 position down today

2.39%

Fixed - 3 years

2.82%

86 400

$1.2k

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.96

/ 5
6
1 position down today

2.39%

Fixed - 3 years

2.96%

Macquarie Bank

$1.2k

Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied

3.06

/ 5
7
1 position down today

2.35%

Fixed - 3 years

3.09%

Adelaide Bank

$1.2k

Redraw facility
Offset Account
Borrow up to 89.9999%
Extra Repayments
Interest Only
Owner Occupied

2.97

/ 5
8
1 position down today

2.49%

Fixed - 3 years

3.21%

Suncorp Bank

$1.2k

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.83

/ 5
9
3 position down today

2.39%

Fixed - 3 years

3.23%

Citi

$1.2k

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.92

/ 5
10
2 position up today

2.23%

Fixed - 3 years

3.22%

Sydney Mutual Bank

$1.1k

Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied

2.90

/ 5
11
1 position down today

2.36%

Fixed - 3 years

2.99%

Reduce Home Loans

$1.2k

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

2.76

/ 5
12
2 position up today

2.29%

Fixed - 3 years

3.23%

Endeavour Mutual Bank

$1.2k

Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied

2.91

/ 5
13
1 position up today

2.24%

Fixed - 3 years

3.49%

Bank First

$1.1k

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.76

/ 5
14
1 position up today

2.60%

Fixed - 3 years

3.01%

Yellow Brick Road

$1.2k

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

2.81

/ 5
15
1 position down today

2.39%

Fixed - 3 years

3.78%

St.George Bank

$1.2k

Redraw facility
Offset Account
Borrow up to 59.9999%
Extra Repayments
Interest Only
Owner Occupied

2.85

/ 5
16
14 position up today

2.39%

Fixed - 3 years

3.79%

Bank of Melbourne

$1.2k

Redraw facility
Offset Account
Borrow up to 59.9999%
Extra Repayments
Interest Only
Owner Occupied

2.83

/ 5
17
1 position up today

2.59%

Fixed - 3 years

2.94%

Bendigo Bank

$1.2k

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

2.72

/ 5
18
1 position down today

2.39%

Fixed - 3 years

3.26%

HSBC

$1.2k

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.48

/ 5
19
1 position down today

2.85%

Fixed - 3 years

2.93%

Yard

$1.2k

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

2.67

/ 5
20
1 position down today

2.69%

Fixed - 3 years

3.45%

Heritage Bank

$1.2k

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

2.63

/ 5