Best 3-year principal and interest investor home loans

RateCity's top-rated principal and interest investor home loans with a fixed interest rate for three years. Assumes a $400,000 mortgage.

Ranking
Product
Advertised Rate
Company
Comparison Rate*
Monthly Repayment
Features
Real Time Rating™
1
3 position up today

2.24%

Fixed - 3 years

Bank First

3.49%

$1,145

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

3.24

/ 5
2
1 position down today

2.44%

Fixed - 3 years

Well Home Loans

2.76%

$1,176

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

3.11

/ 5
3
1 position down today

2.49%

Fixed - 3 years

Macquarie Bank

3.06%

$1,184

Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied

3.10

/ 5
4
1 position down today

2.69%

Fixed - 3 years

Homestar Finance

2.57%

$1,215

Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied

2.94

/ 5
5
1 position up today

2.52%

Fixed - 3 years

Tic Toc

2.78%

$1,188

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

2.82

/ 5
6
1 position down today

2.49%

Fixed - 3 years

Citi

3.33%

$1,184

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

3.25

/ 5
7
1 position down today

2.64%

Fixed - 3 years

Freedom Lend

2.92%

$1,207

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.84

/ 5
8
1 position down today

2.49%

Fixed - 3 years

Reduce Home Loans

2.88%

$1,184

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

2.77

/ 5
9
6 position up today

2.49%

Fixed - 3 years

86 400

3.07%

$1,184

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.70

/ 5
10
5 position up today

2.59%

Fixed - 3 years

St.George Bank

3.83%

$1,199

Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied

2.98

/ 5
11
1 position up today

2.74%

Fixed - 3 years

Yellow Brick Road

3.08%

$1,223

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

2.76

/ 5
12
1 position down today

2.74%

Fixed - 3 years

RESI Mortgage Corp

3.08%

$1,223

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

2.76

/ 5
13
1 position down today

2.39%

Fixed - 3 years

Bank Australia

3.67%

$1,168

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.73

/ 5
14
1 position down today

2.39%

Fixed - 3 years

HSBC

3.39%

$1,168

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.46

/ 5
15
1 position down today

2.39%

Fixed - 3 years

MOVE Bank

3.52%

$1,168

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

2.50

/ 5
16
1 position down today

2.74%

Fixed - 3 years

emoney

3.11%

$1,223

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

2.69

/ 5
17
1 position down today

2.74%

Fixed - 3 years

Adelaide Bank

3.19%

$1,223

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

2.59

/ 5
18
1 position down today

1.99%

Fixed - 3 years

Hume Bank

3.71%

$1,107

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.52

/ 5
19
1 position down today

2.85%

Fixed - 3 years

Yard

3.01%

$1,241

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

2.59

/ 5
20
1 position up today

2.53%

Fixed - 3 years

Endeavour Mutual Bank

3.29%

$1,190

Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied

2.51

/ 5