Best 3-year fixed investor home loans

RateCity's top-rated principal and interest investor home loans with a fixed interest rate for three years. Assumes a $400,000 mortgage.

Ranking
1
50 position up today
Advertised Rate

2.49%

Fixed - 3 years

Comparison Rate*

3.00%

Company
Mortgage House
Repayment

$1,184

monthly

Features
Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.13

/ 5
Ranking
2
23 position up today
Advertised Rate

2.54%

Fixed - 3 years

Comparison Rate*

3.97%

Company
Bank Australia
Repayment

$1,192

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.38

/ 5
Ranking
3
49 position up today
Advertised Rate

4.19%

Fixed - 3 years

Comparison Rate*

5.00%

Company
Liberty Financial
Repayment

$1,465

monthly

Features
Redraw facility
Offset Account
Borrow up to 85%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.05

/ 5
Ranking
4
1 position up today
Advertised Rate

3.17%

Fixed - 3 years

Comparison Rate*

4.24%

Company
Orange Credit Union
Repayment

$1,292

monthly

Features
Redraw facility
Offset Account
Borrow up to 94.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.03

/ 5
Ranking
5
1 position down today
Advertised Rate

2.59%

Fixed - 3 years

Comparison Rate*

4.07%

Company
Community First Credit Union
Repayment

$1,199

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.68

/ 5
Ranking
6
40 position up today
Advertised Rate

3.49%

Fixed - 3 years

Comparison Rate*

4.40%

Company
Auswide Bank
Repayment

$1,345

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.01

/ 5
Ranking
7
17 position up today
Advertised Rate

2.60%

Fixed - 3 years

Comparison Rate*

3.15%

Company
Australian Unity
Repayment

$1,201

monthly

Features
Redraw facility
Offset Account
Borrow up to 79.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.72

/ 5
Ranking
8
47 position up today
Advertised Rate

3.40%

Fixed - 3 years

Comparison Rate*

4.58%

Company
WAW Credit Union
Repayment

$1,330

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.97

/ 5
Ranking
9
8 position up today
Advertised Rate

2.85%

Fixed - 3 years

Comparison Rate*

3.41%

Company
Yellow Brick Road
Repayment

$1,241

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.41

/ 5
Ranking
10
51 position up today
Advertised Rate

3.64%

Fixed - 3 years

Comparison Rate*

3.92%

Company
Goldfields Money
Repayment

$1,371

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.92

/ 5
Ranking
11
9 position up today
Advertised Rate

2.59%

Fixed - 3 years

Comparison Rate*

2.94%

Company
Bendigo Bank
Repayment

$1,199

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.19

/ 5
Ranking
12
6 position up today
Advertised Rate

2.64%

Fixed - 3 years

Comparison Rate*

4.63%

Company
St.George Bank
Repayment

$1,207

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.90

/ 5
Ranking
13
20 position up today
Product
Advertised Rate

2.59%

Fixed - 3 years

Comparison Rate*

3.23%

Company
SERVICE ONE Alliance Bank
Repayment

$1,199

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.89

/ 5
Ranking
14
1 position up today
Advertised Rate

2.39%

Fixed - 3 years

Comparison Rate*

3.23%

Company
Citi
Repayment

$1,168

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.45

/ 5
Ranking
15
1 position down today
Advertised Rate

2.35%

Fixed - 3 years

Comparison Rate*

3.89%

Company
Firefighters Mutual Bank
Repayment

$1,162

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.48

/ 5
Ranking
16
41 position up today
Advertised Rate

2.35%

Fixed - 3 years

Comparison Rate*

3.89%

Company
Health Professionals Bank
Repayment

$1,162

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.48

/ 5
Ranking
17
1 position up today
Advertised Rate

2.79%

Fixed - 3 years

Comparison Rate*

4.22%

Company
Beyond Bank Australia
Repayment

$1,231

monthly

Features
Redraw facility
Offset Account
Borrow up to 89.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.86

/ 5
Ranking
18
1 position up today
Product
Advertised Rate

2.29%

Fixed - 3 years

Comparison Rate*

3.23%

Company
Endeavour Mutual Bank
Repayment

$1,153

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.36

/ 5
Ranking
19
2 position down today
Advertised Rate

2.59%

Fixed - 3 years

Comparison Rate*

4.52%

Company
Westpac
Repayment

$1,199

monthly

Features
Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.86

/ 5
Ranking
20
6 position up today
Advertised Rate

2.69%

Fixed - 3 years

Comparison Rate*

3.31%

Company
Heritage Bank
Repayment

$1,215

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.96

/ 5