Best 3-year principal and interest investor home loans

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Best 3-year principal and interest investor home loans

RateCity's top-rated principal and interest investor home loans with a fixed interest rate for three years. Assumes a $400,000 mortgage.

Ranking	Product	Advertised Rate	Comparison Rate*	Company	Monthly Repayment	Features	Real Time Rating™
1 7 position up today	Investment Fixed	2.25% Fixed - 3 years	2.55%	Compare	$1.1k	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	3.57 / 5
2 1 position down today	Star Classic Investment Fixed Special special Special rate for loan size up to $850k.~ Ends in 29 days	2.26% Fixed - 3 years	2.58%	Compare	$1.1k	Redraw facility Offset Account Borrow up to 75% Extra Repayments Interest Only Owner Occupied	3.39 / 5
3 5 position up today	Reward Me Fixed Rate Investment Loan Cashback $3000 cashback when you refinance. ~ Ends in about 2 months	2.39% Fixed - 3 years	2.89%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	3.28 / 5
4 1 position down today	Well Balanced	2.36% Fixed - 3 years	2.72%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	3.11 / 5
5 1 position down today	Fixed Home Loan Cashback Get $2000 cashback on settlement for eligible applications of $250,000 or more~ Ends in 2 months	2.39% Fixed - 3 years	2.82%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	2.96 / 5
6 1 position down today	Offset Home Loan	2.39% Fixed - 3 years	2.96%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied	3.06 / 5
7 1 position down today	SmartFix Loan	2.35% Fixed - 3 years	3.09%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 89.9999% Extra Repayments Interest Only Owner Occupied	2.97 / 5
8 1 position down today	Home Package Plus Cashback Get up to $3,000 cash bonus when you refinance with an eligible Suncorp Bank Home Loan.~ Ends in 16 days	2.49% Fixed - 3 years	3.21%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	2.83 / 5
9 3 position down today	Mortgage Plus	2.39% Fixed - 3 years	3.23%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	2.92 / 5
10 2 position up today	Fixed Rate Home Loan	2.23% Fixed - 3 years	3.22%	Compare	$1.1k	Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	2.90 / 5
11 1 position down today	Fixed Rate Wealth Maximizer	2.36% Fixed - 3 years	2.99%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	2.76 / 5
12 2 position up today	Fixed Loan	2.29% Fixed - 3 years	3.23%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	2.91 / 5
13 1 position up today	Premier Package Home Loan	2.24% Fixed - 3 years	3.49%	Compare	$1.1k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	2.76 / 5
14 1 position up today	Flexi Options	2.60% Fixed - 3 years	3.01%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	2.81 / 5
15 1 position down today	Advantage Package Cashback Up to $4,000 Refinance Cashback ~ Ends in 2 months	2.39% Fixed - 3 years	3.78%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 59.9999% Extra Repayments Interest Only Owner Occupied	2.85 / 5
16 14 position up today	Advantage Package Cashback Up to $4,000 Refinance Cashback ~ Ends in 2 months	2.39% Fixed - 3 years	3.79%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 59.9999% Extra Repayments Interest Only Owner Occupied	2.83 / 5
17 1 position up today	Complete Home Loan Investment Fixed	2.59% Fixed - 3 years	2.94%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	2.72 / 5
18 1 position down today	Premier	2.39% Fixed - 3 years	3.26%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	2.48 / 5
19 1 position down today	Yard Investor Loan	2.85% Fixed - 3 years	2.93%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	2.67 / 5
20 1 position down today	Home Advantage Package Cashback $2,000 cashback for First Home Buyers with Lender's Mortgage Insurance.~ Ends in 3 months	2.69% Fixed - 3 years	3.45%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	2.63 / 5

Data last updated on 1 Dec 2020

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