Important disclosure

5.03
% p.a
Variable
5.44
% p.a
$1,759
based on $300,000 loan amount for 25 years at 5.03%
Calculate your repayments for this loan
Your estimated repayment
$1,759
based on $300,000 loan amount for 25 years at 5.03%
ME Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.
MD Mahbub ur Rahman Chowdhury
Get expert advice from a home loans specialist.
Hi, My name is MD Mahbub Ur Rahman Chowdhury. I am a professional mortgage broker. I have excellent analysis knowledge which can help my client to achieve their financial needs. I can help my client to choose a suitable home loan product. I can explore clients' needs and benefits and based on that I can find the best product for my clients. I can do Home loans, Personal loans, car loans, and construction loans. I have excellent communication and negotiation skills which can help me to negotiate between clients and the Lender. My main goal is to help my clients and make them happy I will provide the best service to my clients.
CRN: 529621
John Valentine
Get expert advice from a home loans specialist.
I have a professional background with 19 years’ experience as a Mortgage Broker.. My loyal client base has been built by providing a high level of service to my clients. A key part of my service is to understand all client requirements and then work out a cost-effective solution that meets their needs. Over the years, I have developed excellent relationships with lenders, which enables me to offer a range of solutions. My knowledge of various lenders’ complex policies and products, allows me to set-up loan structures that meet the needs of each client, while fitting-in with lender credit requirements. I provide a variety of financial services, including: - residential finance - construction loans - business & commercial loans - SMSF loans - Reverse Mortgages etc I deal with all types of clients: - first home buyers - experienced investors - PAYG - self-employed borrowers - companies and trusts. I hold an Australian Credit Licence (477288).
ACL: 477288
Jingxia (Suzanne) Wang
Get expert advice from a home loans specialist.
With double master degrees of Professional Accounting and Commerce and over 3 years working experiences in the mortgage broking industry, Suzanne has been developing a wider sense of what her clients need and how to achieve their dreams of buying or building their own homes as well as increasing their investment property portfolio to build wealth. Suzanne loves meeting new clients and catching up with existing clients, she has a passion for delivering professional skills and experience to customise a solution for her clients to secure their financial future. On weekends she enjoys spending time with her family, reading books with her child, and going for long walks in the park. Suzanne Wang is a credit representative 534100 of BLSSA Pty Ltd ACN 117 651 760 (Australia Credit License 391237).
CRN: 484532

Home Advantage Package
Cashback
$2000 cashback on Heritage home loan ~ Ends in about 2 months3.69
% p.a
Variable
4.07
% p.a
Bundle your home loan with a Heritage Bank credit card with discounted fees, plus access a 100% offset account and unlimited extra repayments
Quick home loan review
For Member Package Flexible Investment Loan (Principal and Interest) ($150k-$400k, LVR 60%-80%)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Ongoing fee
- Higher than average upfront fee
- Discharge fee at end of loan
Home loan overview
For Member Package Flexible Investment Loan (Principal and Interest) ($150k-$400k, LVR 60%-80%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $527,700 |
Interest rate type Variable | |
Borrowing range
$150k
-
$400k
| Suitable for Investors |
Loan term range 5 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account 100% offset account |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 250 | Application fee 0 |
Legal fee $250 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $395 annually | Discharge fee 350 |
Application method
Online | Phone |
Broker | In branch |
- Cashback Refinance Home Loan with ME Bank and receive a $2500 cashbackAvailable to owner occupiers and investors on all ME home loan products if you: Switch your existing home loan from another lender Take out a home loan with a minimum size of $250k Take out a home loan with a maximum LVR of 80% To be eligible for this offer, applications must be received between Friday, 01 July 2022 and Wednesday, 31 August 2022 (inclusive) and settled by Wednesday, 30 November 2022.
Target Market Determination
Visit ME Bank to view Target Market Determination.
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