NAB Choice Package Tailored Home Loan (Principal and Interest) (Amounts < $250k) | Review & Compare Home Loans

Choice Package

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Advertised Rate

3.92

% p.a

Variable

Comparison Rate*

4.32

% p.a

Maximum LVR

95%

Real Time Rating™

Monthly Repayment

$1,570

based on $300,000 loan amount for 25 years at 3.92%

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Summary
Features & fees
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Advertised Rate

3.92

% p.a

Variable

Comparison Rate*

4.32

% p.a

Maximum LVR

95%

Real Time Rating™

Monthly Repayment

$1,570

based on $300,000 loan amount for 25 years at 3.92%

Calculate your repayments for this loan

Your estimated repayment

$1,570

based on $300,000 loan amount for 25 years at 3.92%

Based on your details, you can compare and save on the following home loans

Monthly Repayment

$1,388

based on $300,000 loan amount for 25 years at 3.74%

Advertised Rate

3.74

% p.a

Variable

Comparison Rate*

3.78

% p.a

No upfront fees
100% full offset account
Suitable for low deposits
Parents can sign as guarantor

Real Time Rating™

More Features

Monthly Repayment

$1,199

based on $300,000 loan amount for 25 years at 2.09%

Advertised Rate

2.09

% p.a

Intro 24 months

Comparison Rate*

2.52

% p.a

Cashback

Refinance and get $3,000 cashback for new Owner Occupier and Investment Loans. Terms and Conditions apply.*~ Ends in 9 days

Real Time Rating™

More Features

Monthly Repayment

$1,199

based on $300,000 loan amount for 25 years at 2.09%

Advertised Rate

2.09

% p.a

Intro 24 months

Comparison Rate*

2.52

% p.a

Cashback

Refinance and get $3,000 cashback for new Owner Occupier and Investment Loans. Terms and Conditions apply.*~ Ends in 9 days

Real Time Rating™

More Features

Quick home loan review

For Choice Package Tailored Home Loan (Principal and Interest) (Amounts < $250k)

These are the benefits of this home loan.

No upfront fees
100% full offset account
Suitable for low deposits
Extra repayments and redraw facility
Free redraw facility

These are the drawbacks of this home loan.

Higher than average interest rate
Not available for first home buyers
Ongoing fee
Discharge fee at end of loan
No repayment holidays

Home loan overview

For Choice Package Tailored Home Loan (Principal and Interest) (Amounts < $250k)

Details
Features
Fees
Application method

Details

Maximum LVR 95%	Total Repayments $471,000 View repayment schedule »
Next LVR	Interest rate type Variable
Borrowing range $150k - $250k Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Unlimited extra repayments	Offset account 100% offset account
Redraw facility Redraw fee: $0	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees $0	Application fee $0
Legal fee $0	Valuation fee $0
Settlement fee $0	Other upfront fee $0
Ongoing fee $395 annually	Discharge fee $350

Application method

Online	Phone
Broker Talk to an expert	In branch

Specials

Cashback $2,000 cashback when you refinance a loan of $250,000 or more

Compare and review home loans with similar features

Advertised Rate

2.69

% p.a

Variable

Comparison Rate*

3.09

% p.a

Lower than average interest rate
100% full offset account
Parents can sign as guarantor
Extra repayments and redraw facility

Real Time Rating™

Advertised Rate

3.74

% p.a

Variable

Comparison Rate*

3.78

% p.a

No upfront fees
100% full offset account
Suitable for low deposits
Parents can sign as guarantor

Real Time Rating™

Advertised Rate

3.04

% p.a

Variable

Comparison Rate*

3.04

% p.a

Cashback

$2,000 cashback when you refinance a loan of $250,000 or more~ Ends in about 1 month

Real Time Rating™

Advertised Rate

2.69

% p.a

Variable

Comparison Rate*

3.10

% p.a

Cashback

Refinance and get $2,000 cashback for home loans over $250k with LVR ≤80%. Limited time offer extended, T&Cs apply.~ Ends in 3 months

Real Time Rating™

FAQs

The range you can borrow from this loan is $150k to $250k.

This loan option comes with a maximum loan-to-value ratio of 95 percent, which means it requires a minimum deposit of 5 percent

NAB allows you to have this loan for a range of 1 to 30 years.

NAB allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

To apply for this loan, please contact NAB.

Yes, this NAB loan is available through a broker. Find a broker to help you with your needs.

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