P&N Bank Fixed Rate Home Loan 1 Year (LVR < 80%) | Review & Compare Home Loans

Fixed Rate Home Loan

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Advertised Rate

2.09

% p.a

Fixed - 1 year

Comparison Rate*

3.71

% p.a

Maximum LVR

Less than 80%

Real Time Rating™

Monthly Repayment

$1,285

based on $300,000 loan amount for 25 years at 2.09%

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Advertised Rate

2.09

% p.a

Fixed - 1 year

Comparison Rate*

3.71

% p.a

Maximum LVR

Less than 80%

Real Time Rating™

Monthly Repayment

$1,285

based on $300,000 loan amount for 25 years at 2.09%

Calculate your repayments for this loan

Your estimated repayment

$1,285

based on $300,000 loan amount for 25 years at 2.09%

P&N Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.

Daniel Tetlaw

Get expert advice from a home loans specialist.

I enjoy working with clients to understand their goals and deliver great outcomes for their unique situations. This requires flexibility, dotting every ‘i’, crossing every ‘t’, and striving to over deliver on my clients’ needs and expectations.

WA6027

CRN: 528660

Basic Variable Rate (Flexi First Option) Home Loan

Cashback

Refinance and get $3,000 cashback for new Owner Occupier and Investment Loans. Terms and Conditions apply.*~ Ends in 11 days

Lower than average interest rate
No upfront or ongoing fees

Advertised Rate

2.09

% p.a

Intro 24 months

Comparison Rate*

2.52

% p.a

Real Time Rating™

Monthly Repayment

$1,199

based on $300,000 loan amount for 25 years at 2.09%

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More Features

Quick home loan review

For Fixed Rate Home Loan 1 Year (LVR < 80%)

These are the benefits of this home loan.

Interest rates ranked in the best 20%
Parents can sign as guarantor
Split account option

These are the drawbacks of this home loan.

No extra repayments
No redraw and no offset
Loan reverts to higher rate after fixed period
Ongoing fee
Higher than average upfront fee
Discharge fee at end of loan
No repayment holidays

Home loan overview

For Fixed Rate Home Loan 1 Year (LVR < 80%)

Details
Features
Fees
Application method

Details

Maximum LVR Less than 80%	Total Repayments $385,500 View repayment schedule »
Next LVR 2.29% for max LVR 94.99%	Interest rate type Fixed - 1 year
Borrowing range $20k - $100m Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Not Allowed	Offset account No
Redraw facility	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees $395	Application fee $395
Legal fee $0	Valuation fee $0
Settlement fee $0	Other upfront fee $0
Ongoing fee $8 monthly	Discharge fee $395

Application method

Online	Phone
Broker Talk to an expert	In branch

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Advertised Rate

1.79

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Comparison Rate*

2.06

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Parents can sign as guarantor

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1.84

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1.90

% p.a

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Free redraw facility

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FAQs

The range you can borrow from this loan is $20k to $99,999,999.

This loan option comes with a maximum loan-to-value ratio of 79.99 percent, which means it requires a minimum deposit of 20.01 percent

P&N Bank allows you to have this loan for a range of 1 to 30 years.

P&N Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $395 worth of upfront fees.

No, this loan doesn't come with a redraw facility.

To apply for this loan, please contact P&N Bank.

Yes, this P&N Bank loan is available through a broker. Find a broker to help you with your needs.

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