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QBANK

Fixed Rate Home Loan

Interest rate

2.39

% p.a

Fixed - 2 years

Comparison Rate*

4.04

% p.a

Maximum LVR
Less than 90%
Real Time Rating™

1.80

/ 5
Monthly Repayment

$1,329

based on $300,000 loan amount for 25 years at 2.39%

Interest rate

2.39

% p.a

Fixed - 2 years

Comparison Rate*

4.04

% p.a

Maximum LVR
Less than 90%
Real Time Rating™

1.80

/ 5
Monthly Repayment

$1,329

based on $300,000 loan amount for 25 years at 2.39%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,329

based on $300,000 loan amount for 25 years at 2.39%

Quick home loan review

For Fixed Rate Investment Loan Special (New Customer) 2 Years (LVR < 90%) (Principal and Interest)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No ongoing fees
  • Parents can sign as guarantor
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Limited extra repayments
  • No offset account
  • Loan reverts to higher rate after fixed period
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Fixed Rate Investment Loan Special (New Customer) 2 Years (LVR < 90%) (Principal and Interest)

TMD

Details

Maximum LVR

Less than 90%

Total Repayments

Next LVR

Interest rate type

Fixed - 2 years

Borrowing range

Suitable for

Investors

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Yes - limited to $10000

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

895

Application fee

700

Valuation fee

$0

Settlement fee

195

Other upfront fee

0

Ongoing fee

$0

Discharge fee

530

Application method

Online

Phone

Broker

In branch

Specials
  • Cashback $3000 cashback when you refinance or take out a new loan.

Target Market Determination

Visit QBANK to view Target Market Determination.

Other Restrictions

To qualify for this loan, the customer must deposit a salary credit of at least $1,500 a month into a QBank transaction account

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $150k to $2,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 89.99 percent, which means it requires a minimum deposit of 10.01 percent

What's the maximum length for this loan?

QBANK allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

QBANK allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $895 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

How do you apply for this loan?

To apply for this loan, please contact QBANK.