Ultimate Package Fixed Rate Home Loan Special (Principal & Interest) 2 Years
- Last updated on 26 May 2020
Fixed - 2 years
based on $250,000 loan amount for 25 years
- 100% full offset account
- Suitable for low deposits
- Extra repayments + redraw services
- Repayments will not change during fixed period
- Limited extra repayments
- Annual fee charged
- Discharge fee at end of loan
- Repayments won't decrease if RBA cuts rates
Interest rate structure
Fixed - 2 years
$5k - $5m
Principal & interest
Loan term range
0 - 30 years
100% offset account
Allowed with restrictions
Redraw fee: $8
Allows split interest
Estimated upfront fees
Minimum SMSF Amount
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Queensland Country Credit Union (QCCU) is a Queensland-based credit union that was founded in 1971 as the Isa Mine Employees’ Credit Union Limited. Since then, QCCU has grown and expanded its membership, merging with other Queensland-based credit unions such as QCCU Australia and Queenslanders Credit Union.
Like other credit unions, QCCU isn’t beholden to any shareholders, which means profits can be passed back to members through competitive interest rates.
QCCU aims to offer an alternative to the big four banks and provides a range of everyday banking products, insurance, credit cards and home loans.
QCCU Home Loan Calculator
Interested in a QCCU home loan? RateCity has a suite of calculators that can show you what your repayments would be and how QCCU compares to its competitors. Simply plug in your borrowing amount below.