Warning: Part 9 Debt Agreements have serious consequences
With Australia’s household debt-to-income ratio being one of the highest in the world, individuals and families are finding it harder than ever to keep up with their repayments.
Interest rate structure
$150k - $100mCalculate how much you can borrow
Principal & interest
Loan term range
1 - 30 years
100% offset account
Unlimited extra repayments
Redraw fee: $0
Allows split interest
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Estimated upfront fees
Minimum SMSF Amount
Qudos Bank, previously known as Qantas Credit Union, is a customer-owned mutual bank that has operated since 1959.
Qudos is headquartered in Sydney. It has nine branches, including six in Sydney, one in Melbourne, one in Brisbane and one in Perth.
Qudos is a challenger mortgage lender that serves both owner-occupiers and investors, and offers below-average interest rates.
Qudos also offers savings accounts, term deposits, credit cards, personal loans, car loans, insurance and wealth management.