Important disclosure

6.14
% p.a
Fixed - 5 years
5.01
% p.a
$1,959
based on $300,000 loan amount for 25 years at 6.14%
Calculate your repayments for this loan
Your estimated repayment
$1,959
based on $300,000 loan amount for 25 years at 6.14%
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Quick home loan review
For Fixed Rate Classic Investment Loan (Principal and Interest) 5 Years
These are the benefits of this home loan.
- Redraw facility available
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Split account option
- Features on 2022 RateCity Awards
These are the drawbacks of this home loan.
- Limited extra repayments
- No offset account
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Ongoing fee
- Higher than average upfront fee
- Discharge fee at end of loan
Home loan overview
For Fixed Rate Classic Investment Loan (Principal and Interest) 5 Years
- Details
- Features
- Fees
- Application method
Details
Maximum LVR Less than 90% | Total Repayments $587,700 |
Interest rate type Fixed - 5 years | |
Borrowing range
$15k
-
$100m
| Suitable for Investors |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $30000 | Offset account No |
Redraw facility Redraw fee: $10 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 880 | Application fee 595 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 285 | Other upfront fee 0 |
Ongoing fee $10 monthly | Discharge fee 295 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit RAMS to view Target Market Determination.
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