Reduce Home Loans Super Saver (Principal and Interest) (LVR < 80%) | Review & Compare Home Loans

Super Saver

RateCity Says: This discounted variable rate is available for a limited time only. Owner occupiers can also benefit from no upfront or ongoing fees.

On this page

Explore

Interest Rate

1.79

% p.a

Variable

Comparison Rate*

1.88

% p.a

Maximum LVR

80%

Real Time Rating™

Monthly Repayment

$1,241

based on $300,000 loan amount for 25 years at 1.79%

On this page

Explore

Summary
Features & fees
Similar Products
Latest News

Interest Rate

1.79

% p.a

Variable

Comparison Rate*

1.88

% p.a

Maximum LVR

80%

Real Time Rating™

Monthly Repayment

$1,241

based on $300,000 loan amount for 25 years at 1.79%

Calculate your repayments for this loan

Your estimated repayment

$1,241

based on $300,000 loan amount for 25 years at 1.79%

Here are some similar home loans that you may be interested in

TMD

Monthly Repayment

$1,250

based on $300,000 loan amount for 25 years at 1.85%

Interest Rate

1.85

% p.a

Variable

Comparison Rate*

1.88

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,241

based on $300,000 loan amount for 25 years at 1.79%

Interest Rate

1.79

% p.a

Variable

Comparison Rate*

1.84

% p.a

Interest rates ranked in the best 20%
No ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,307

based on $300,000 loan amount for 25 years at 2.24%

Interest Rate

2.24

% p.a

Variable

Comparison Rate*

2.18

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

More Features

Quick home loan review

For Super Saver (Principal and Interest) (LVR < 80%)

These are the benefits of this home loan.

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

These are the drawbacks of this home loan.

No offset account
Higher than average upfront fee
Discharge fee at end of loan
No repayment holidays

Home loan overview

For Super Saver (Principal and Interest) (LVR < 80%)

TMD

Details
Features
Fees
Application method

Details

Maximum LVR 80%	Total Repayments $372,300 View repayment schedule »
Next LVR	Interest rate type Variable
Borrowing range $50k - $1m Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Unlimited extra repayments	Offset account No
Redraw facility Redraw fee: $0	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 440	Application fee 440
Legal fee At Cost	Valuation fee At Cost
Settlement fee 0	Other upfront fee 0
Ongoing fee $0	Discharge fee 500

Application method

Online Compare	Phone
Broker	In branch

Available

Not available

Data not captured

Specials

Other Online Instant Approval

Target Market Determination

Visit Reduce Home Loans to view Target Market Determination.

Other Benefits

0.15% discount on rate after 60 months. Optional offset at $395 p.a

Checkout more home loans

Interest Rate

1.85

% p.a

Variable

Comparison Rate*

1.88

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Interest Rate

2.24

% p.a

Variable

Comparison Rate*

2.18

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

Interest Rate

2.44

% p.a

Variable

Comparison Rate*

2.48

% p.a

Cashback

$2,000 cashback when you refinance a loan of $250,000 or more

Real Time Rating™

Interest Rate

1.99

% p.a

Variable

Comparison Rate*

2.02

% p.a

special

Yard’s low-rate variable special home loan ~ Ends in 11 days

Real Time Rating™

Product data updated on 20 May 2022

FAQs

The range you can borrow from this loan is $50k to $1,000,000.

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

Reduce Home Loans allows you to have this loan for a range of 1 to 30 years.

Reduce Home Loans allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $440 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Reduce Home Loans makes it possible to apply for this product online. Apply here.

powering smart financial decisions

Loan Types

Calculators

Guides and Help

Popular Lenders

Loan Types

Calculators

Guides and Help

Popular Lenders

Loan Types

Calculators

Guides and Help

Popular Lenders

Card Types

Calculators

Guides and Help

Popular Lenders

Banking

Loan Types

Guides and Help

Popular Lenders