G&C Mutual Bank, formerly the SGE Credit Union, is an Australian member-owned mutual bank that was founded in 1959.

The bank has over 36,000 members, with a head office in Sydney and service centres in Melbourne and throughout NSW. It offers a range of financial products, such as home and personal loans, banking accounts and term deposits, insurance and credit cards. It also offers financial planning via a network of G&C Local Business Managers.

G&C Mutual has won a number of awards, including Money Magazine’s Best Savings Account award in 2012.

G&C Mutual Bank Home Loan Calculator  
Interested in a G&C Mutual Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how G&C Mutual Bank compares to its competitors. Simply plug in your borrowing amount below.

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G&C Mutual Bank home loans rates

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Pros:
  • Flexible payment options.
  • Package and specialised loans available.
  • Suitable for small deposits.
Cons:
  • High standard variable rate.
  • Annual fees on some loans.
G&C Mutual Bank customer service:

Home loan customers at G&C Mutual are able to contact the bank in a variety of ways. These include a general customer phone line, via email and online. Customers can also make an appointment with a Local Business Manager via the G&C website. Customers wanting more immediate assistance can meet with a G&C staff member in person at one of their customer service centres. 

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Branch

How to Apply

Potential customers of G&C Mutual can apply for a home loan through a number of different channels. These include an online enquiry form and application form on the G&C website and customers can also apply via phone, or make a home or workplace appointment with a home loan specialist. There is also the option to apply in person at a G&C Mutual service centre. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:

  • Personal identification documents.
  • Proof of employment.
  • Proof of income, assets and other earnings.
  • Details on your current debts, liabilities and assets.
  • Personal insurance documents.

Refinancers will also have to provide home loan statements for the past three months and a current payout quote for the loan you wish to refinance. 

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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