RateCity.com.au
powering smart financial decisions
RateCity.com.au
Suncorp Bank

3 Year Fixed Investor Package Home Loan

announcement

RateCity Says: Avoid upfront and ongoing fees with this competitive three year fixed rate home loan, available to investors with a deposit of 20% or more.

Interest Rate

5.08

% p.a

Fixed - 3 years

Comparison Rate*

3.72

% p.a

Maximum LVR
80%
Real Time Rating™

1.50

/ 5
Monthly Repayment

$1,768

based on $300,000 loan amount for 25 years at 5.08%

Interest Rate

5.08

% p.a

Fixed - 3 years

Comparison Rate*

3.72

% p.a

Maximum LVR
80%
Real Time Rating™

1.50

/ 5
Monthly Repayment

$1,768

based on $300,000 loan amount for 25 years at 5.08%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,768

based on $300,000 loan amount for 25 years at 5.08%

Suncorp Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.

Azm Khan

5.0
54 Reviews

Get expert advice from a home loans specialist.

I am really passionate about helping people achieve their property dreams. As a student, my main interest was finance and since completing my Master's degree in Accounting, I studied to be qualified as a Certified Practicing Accountant (CPA) and worked in the finance world for over 10 years. In 2014, after purchasing my first home through a mortgage broker and seeing first hand the value provided by Mortgage Brokers, I decided to better utilise my skills to the benefit of my clients. Since starting my Mortgage Broker business, I have helped over 300 clients with their home loan and have settled over $120 million loans. So if you are looking for someone with expertise and experience to assist you with your home loan, I will be thrilled to have a chat. I am available anytime when you are ready.

NSW2150

CRN: 463273

Nathan Martin

5.0
14 Reviews

Get expert advice from a home loans specialist.

With over 15 years’ experience working in residential and commercial finance, Nathan started his career working directly for the banks gaining first-hand understanding on how to arrange finance for his clients’ personal, business and investment needs.   His retail & business banking, finance, and management background has given him the experience needed to deal more effectively with lenders, which in turn, provides opportunities that assists his clients’ in gaining more financial control.    He sets a goal of entering a long-term financial relationship with each client and develops value added drivers that grows trust and creates stronger relationships. He also provides a very personalized service based on a strong understanding of each of his client’s financial goals.  This ensures that each client feels comfortable, knowing he is with them for the long haul.

SA5025

CRN: 522328

Melissa Huynh

5.0
1 Reviews

Get expert advice from a home loans specialist.

Melissa has many years experience within the Finance Industry. Having started her career as a Financial Planner and over 7 years as an award winning Mortgage Broker with a strong focus on customer service. Melissa is highly efficient and will get the job done! Whether you have a complex situation or Commercial loan Melissa will strive to find you the most competitive and suitable loan options and ensure you are educated and kept up to date throughout the process.

VIC3121

ACL: 481374

Quick home loan review

For 3 Year Fixed Investor Package Home Loan (Principal and Interest) (LVR ≤ 80%)

These are the benefits of this home loan.

  • No upfront or ongoing fees
  • Parents can sign as guarantor
  • Split account option
  • Features on 2021 RateCity Awards

These are the drawbacks of this home loan.

  • Limited extra repayments
  • No redraw and no offset
  • Higher than average interest rate
  • Loan reverts to higher rate after fixed period
  • Not available for first home buyers
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For 3 Year Fixed Investor Package Home Loan (Principal and Interest) (LVR ≤ 80%)

TMD

Details

Maximum LVR

80%

Total Repayments

Interest rate type

Fixed - 3 years

Borrowing range

Suitable for

Investors

Loan term range

8 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Yes - limited to $6000

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$0

Discharge fee

350

Application method

Online

Phone

In branch

Available
Not available
Data not captured
Specials
  • Other Home Package Plus Annual Fee reimbursed for the life of the loan.
    Suncorp Bank will reimburse the Home Package Plus annual fee for the life of the loan. Available to eligible new home loan package ≥ $150K. Offer subject to change at any time.
  • Cashback Receive $3,000 cash when you take out a Suncorp Bank home loan of $750K or more with LVR <=90%. Apply by 31 June 2022, settle by 30 September 2022. Unless withdrawn prior. T&Cs & eligibility criteria apply.

Target Market Determination

Visit Suncorp Bank to view Target Market Determination.

Other Benefits

$375 Package Fee waived for the life of Loans. Get a $3,000 Solar Home Bonus when you apply for a new eligible Suncorp Bank home loan on a property fitted with an eligible solar power system. Eligible new loans ≥ $500k, LVR ≤90%. Excludes refinance of existing Suncorp Bank loans or loan pre-approvals. Apply by 31 December 2022, settle by 31 March 2023. T&C’s apply. To approved applicants only.

Embed

Suncorp Bank 3 Year Fixed Investor Package Home Loan (Principal and Interest) (LVR ≤ 80%) is available through brokers

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $150k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

Suncorp Bank allows you to have this loan for a range of 8 to 30 years.

How often can you make repayments?

Suncorp Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

Where can you apply for this loan?

Suncorp Bank makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this Suncorp Bank loan is available through a broker. Find a broker to help you with your needs.