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Suncorp Bank

Home Package Plus

Interest rate

2.38

% p.a

Variable

Comparison Rate*

2.81

% p.a

Maximum LVR
80%
Real Time Rating™

3.41

/ 5
Monthly Repayment

$1,328

based on $300,000 loan amount for 25 years at 2.38%

Interest rate

2.38

% p.a

Variable

Comparison Rate*

2.81

% p.a

Maximum LVR
80%
Real Time Rating™

3.41

/ 5
Monthly Repayment

$1,328

based on $300,000 loan amount for 25 years at 2.38%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,328

based on $300,000 loan amount for 25 years at 2.38%

Suncorp Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.

Mahesh Perera

5.0
23 Reviews

Get expert advice from a home loans specialist.

In 1994, Mahesh bought a property at a highly inflated price. Shortly after, he lost most of his superannuation when the company he was working for was declared bankrupt. This misfortune encouraged him to learn as much as he could about good financial management so that he would avoid making the same mistakes again. Mahesh worked has to educate himself and gain valuable qualifications in the finance industry. While doing so, he recognised an opportunity to help other migrants steer clear of the pitfalls that he encountered. After studying to become a qualified Financial Advisor, Mahesh then went on to build his own financial planning firm, working under AXA, AON, and Patron licensees. Since 1996 Mahesh has had the privilege to assist more than 1500 clients to achieve their financial goals using various wealth strategies going to help you immensely. You will be glad you become an Equity Advice client.

NSW2000

CRN: 492305

Tedjo Hadiwidjojo

5.0
17 Reviews

Get expert advice from a home loans specialist.

An experienced mortgage broker with over 15 years in the finance industry, dedicating to finding the right loan product from a wide range of lenders to meet your lending requirement. I pride myself to provide Speed, Convenience and adding Value to my clients. Buying property whether it’s your home or investment comes with complex choices and can be daunting. There are a lot of variables to consider when choosing the right loans. With my experience as a mortgage broker and an investor myself, I will recommend you the best lender and guide you through the process to get you the best possible loan option and lending rates.

VIC3131

CRN: 517245

Anshuman Lukka

5.0
33 Reviews

Get expert advice from a home loans specialist.

We are an independent accounting and financial consultancy firm focused on developing customised strategies designed to fit the needs of corporate and individual clients. We provide flexibility and expertise to support our clientele in multiple roles as well as providing access to our professional research and services. Our team consists of experienced accountants and advisers supported by a strong back office team to meet your finance needs on timely basis. Working with us, you will explore a range of options and services specifically designed to deliver you a strategic financial plan based solely on your objectives. We continue to work with you over the years to ensure that as your objectives and life-stages change, so does your strategy and your plan.

NSW2150

CRN: 499239

Quick home loan review

For Home Package Plus Personal Variable Special (Principal and Interest) ($150k+, LVR < 80%)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No upfront fees
  • 100% full offset account
  • Redraw facility available
  • Parents can sign as guarantor
  • Extra repayments and redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Ongoing fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Home Package Plus Personal Variable Special (Principal and Interest) ($150k+, LVR < 80%)

TMD

Details

Maximum LVR

80%

Total Repayments

Interest rate type

Variable

Borrowing range

Suitable for

Owner Occupiers

Loan term range

8 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $20

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$375 annually

Discharge fee

350

Application method

Online

Phone

In branch

Specials
  • Cashback Refinance your home loan with Suncorp bank and receive a $3000 cash.
    Refinance to a Suncorp Bank home loan of $750K or more with LVR ≤ 90%. Apply by 31 August 2021, settle by 30 November 2021.
  • Other Home Package Plus Annual Fee reimbursed for the life of the loan.
    Suncorp Bank will reimburse the Home Package Plus annual fee for the life of the loan. Available to eligible new home loan package ≥ $150K. Offer subject to change at any time.

Target Market Determination

Visit Suncorp Bank to view Target Market Determination.

Other Benefits

$0 package fee for the first year for new customers

Embed

Suncorp Bank Home Package Plus Personal Variable Special (Principal and Interest) ($150k+, LVR < 80%) is available through brokers

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $150k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

Suncorp Bank allows you to have this loan for a range of 8 to 30 years.

How often can you make repayments?

Suncorp Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $20 if you need to use it.

Where can you apply for this loan?

Suncorp Bank makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this Suncorp Bank loan is available through a broker. Find a broker to help you with your needs.