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Sydney Mutual Bank Home Loans

Sydney Mutual Bank began as Sydney Credit Union (SCU) in 1963. Offering an alternative to banks for City of Sydney council members, it quickly expanded to offer services to 12 other councils, then in later years merged with several other credit unions, as well as Endeavour Mutual Bank.

With its head office in Blacktown, Sydney Mutual Bank has a network of 25 branches, including several in Sydney’s western suburbs.

Sydney Mutual Bank is owned by its members, so profits go back into the business and are passed onto members through lower fees and rates.

Borrowing Amount

Property Value

Rate Type

Sydney Mutual Bank home loans rates

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Pros:
  • Competitive rates
  • Flexible payment options
  • Extra repayments often permitted
Cons:
  • Small branch network
Sydney Mutual Bank customer service:

Sydney Mutual Bank customers have access to the credit union’s mobile lenders. They can also use internet banking, contact the lender via email or phone the customer service line, which is attended to 6 days a week.

  • Customer service centre (phone, email, branch)
  • Online banking
  • Mobile banking staff
  • Social media

How to Apply

Sydney Mutual Bank customers can apply for a home loan via the online application form on the Sydney Mutual Bank website, or by booking a phone appointment with a home loan specialist. Customers can also apply in person at a branch. Before applying for a home loan, you may want to think about how much money you could borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan, including:

  • Personal identification material
  • Proof of income and other earnings
  • Proof and type of employment
  • Details of current loans, debts and liabilities
  • Personal insurance documents
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