Compare 1 year fixed rate investment property mortgages

Find home loans from a wide range of Australian lenders that best suit your needs, whether you're investing, refinancing or looking to buy your first home. Compare interest rates, mortgage repayments, fees and more. - Data last updated on 21 May 2018

Compare 1 year fixed rate investment property mortgages

Inv UHomeLoan Fixed 1 Year
Advertised rate
3.99%Fixed - 1 year
Comparison rate*
4.62%
Monthly repayment
$1,192
Real Time Rating™

2.81 / 5

Compare
Home Advantage Fixed Investment Loan (Principal and Interest) 1 YearSpecialNo annual fee for first year of Home Advantage Package loans applied by 31 May 2018 and disbursed by 31 July 2018.
Advertised rate
4.29%Fixed - 1 year
Comparison rate*
4.77%
Monthly repayment
$1,236
Real Time Rating™

3.83 / 5

Compare
Fixed Rate Investment Loan (Principal and Interest) 1 Year
Advertised rate
4.09%Fixed - 1 year
Comparison rate*
5.27%
Monthly repayment
$1,207
Real Time Rating™

2.42 / 5

Compare
Choice Package Tailored Investment Loan Fixed (Principal and Interest) 1 Year
Advertised rate
4.09%Fixed - 1 year
Comparison rate*
5.49%
Monthly repayment
$1,207
Real Time Rating™

2.59 / 5

Compare
Premier Package Low Doc Fixed Rate Investment Loan (Principal and Interest) 1 Year
Advertised rate
4.49%Fixed - 1 year
Comparison rate*
5.51%
Monthly repayment
$1,265
Real Time Rating™

2.48 / 5

Compare
Tailored Investment Loan Fixed (Principal and Interest) 1 Year
Advertised rate
4.39%Fixed - 1 year
Comparison rate*
5.79%
Monthly repayment
$1,250
Real Time Rating™

2 / 5

Compare
SMSF Investment Property Loan Fixed (Principal and Interest) 1 Year
Advertised rate
5.99%Fixed - 1 year
Comparison rate*
5.92%
Monthly repayment
$1,497
Real Time Rating™

1.3 / 5

Compare
Tailored Investment Loan Fixed (Interest Only in Advance) 1 Year
Advertised rate
4.49%Fixed - 1 year
Comparison rate*
5.96%
Monthly repayment
$1,265
Real Time Rating™

1.55 / 5

Compare
Portfolio Facility Fixed 1 Year
Advertised rate
4.54%Fixed - 1 year
Comparison rate*
6.25%
Monthly repayment
$1,273
Real Time Rating™

0.81 / 5

Compare
SMSF Investment Property Loan Fixed (Interest Only) 1 Year
Advertised rate
6.46%Fixed - 1 year
Comparison rate*
6.43%
Monthly repayment
$1,574
Real Time Rating™

1.23 / 5

Compare
Advertisement

1 year fixed rate investment property loans are a home loan options available for borrowers who wish to invest in property. A competitive range of fixed rates mortgages can be compared online at RateCity to find one that fits your investment needs.

For Australians who are interested in purchasing a home for investment purposes, a fixed rate home loan is an attractive option as it allows borrowers to lock in a rate and have set repayments. This means that fixed rate investment property loans are not affected by the rise and fall of interest rates so you are guaranteed the current agreed rate and can budget your outgoing and incoming cash flow accordingly.

This protects you against rate rises in particular but also prevents you from taking advantage of any rate falls. 1 year fixed rate investment property loans lock in a fixed interest rate for a period of one year, after which the loan will defer to a standard variable rate set by the current market rate. Fixed rate home loan periods can range from one to ten years.

If you are uncertain about locking in the entire loan on a fixed interest rate you could consider splitting your loan, which will allow you to make half your loan a fixed rate and the other half variable.

All investment property buyers have different financial needs and goals so it’s important to carefully compare Australian home loans until you find the best fit.

Fixing your rate at the optimum time could save you thousands so start comparing 1 year fixed rate investment property loans below.

Advertisement
Call RateCity 02 80969498

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

Compare your product with the big 4 banks, or add more products to compare
As seen on