Compare top ratecity products

Compare top ratecity products and calculate mortgage repayments - Data last updated on 22 May 2019

Compare top home loans

1 - 20 of 49
Product
Advertised rate
Comparison rate*
Monthly repayment
Company
Features
Real Time Rating™
Go To Site
Advertisement
Advertisement

View Now
Compare

More details

Enquire Now
Compare

More details

Enquire Now
Compare

More details

Enquire Now
Compare

More details

Enquire Now
Compare

More details

View Now
Compare

More details

Advertisement
Advertisement

View Now
Compare

More details

Enquire Now
Compare

More details

View Now
Compare

More details

View Now
Compare

More details

Mortgage rates are the key to determining your regular home loan repayments and total loan amount so it’s important to shop around for the lowest interest rates. At RateCity we make this process easier by allowing you to search and compare some of Australia’s best mortgage rates in one place.

No two lenders are the same so it’s essential to expand your search to include a large range of Australian lenders, not just the top four big banks.

Just like you dedicate hours to finding the perfect home to purchase, it’s equally as important to spend time comparing home loan rates offered by a range of different lenders. Shopping around will not only give you peace of mind that you have found a great deal but could also save you thousands of dollars over the term of the loan.

For instance, if you are considering a mortgage rate of 7.22 percent for a $300,000 loan over 25 years and you shopped around to find a better rate of 6.79 percent then you might save more than $80 each month in repayments. Over 25 years that is a whopping saving of $24,000, and evidence that shopping your mortgage rate has is benefits.

Beware of clever marketing ploys that offer a very low interest rate for an introductory period only. While these mortgage introductory deals are still highly desirable you need to make sure you enquire into the revert interest rate, as once the low rate introductory period ends it will automatically revert back to a higher interest rate.

Australian mortgage lenders are highly competitive so you won’t have to look far for a great mortgage rate deal, and with over 2000 home loans listed on RateCity you might just find one below.

FAQs

No, the rating you see depends on a number of factors and can change as you tell us more about your loan profile and preferences. The reasons you may see a different rating:

  • Lenders have made changes. Our ratings show the relative competitiveness of all the products listed at a given time. As the listing change, so do the ratings.
  • You have updated you profile. If you increase your loan amount, the impact of different rates and fees will change which loans are the lowest cost for you.
  • You adjust your preferences. The more you search for flexible loan features, the more importance we assign to the Flexibility Score. You can also adjust your Flexibility Weighting yourself, which will recalculate the ratings with preference given to more flexible loans.
Call RateCity 1300 001 153

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

Compare your product with the big 4 banks, or add more products to compare
As seen on