AMP Bank

2.49%

p.a Variable

2.52%

p.a

Interest rates ranked in the best 20%
No ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

2.59%

p.a Variable

2.62%

p.a

Lower than average interest rate
No ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

2.19%

p.a Fixed - 3 years

2.74%

p.a

Interest rates ranked in the best 20%
No ongoing fees
Split account option

Real Time Rating™

2.49%

p.a Fixed - 5 years

2.76%

p.a

Interest rates ranked in the best 20%
No ongoing fees
Split account option

Real Time Rating™

AMP Bank superannuation

$91

$701

Advisory services
Death insurance
Income protection
Variety of options

SuperRatings awards

Past 5-year return

6.41% p.a

$91

$681

Advisory services
Death insurance
Income protection
Term deposits

SuperRatings awards

Past 5-year return

7.53% p.a

$91

$366

Advisory services
Death insurance
Income protection
Variety of options

SuperRatings awards

Past 5-year return

New

$861

Advisory services
Death insurance
Income protection
Term deposits

SuperRatings awards

Past 5-year return

7.08% p.a

AMP Bank savings accounts

Maximum rate

1.25%*

p.a

Base rate

0.10%

p.a

*Deposit at least $250 a month into your AMP Saver Account and receive bonus interest on the first $250,000.

Ongoing bonus interest (conditions apply)
No ongoing fees
No minimum balance
Features on 2021 RateCity Awards

Real Time Rating™

AMP Bank bank accounts

Account Keeping Fees

Monthly

ATM Fee

Over 3,400 rediATMs

Card Type

Visa

Maximum Interest rate

$0 account keeping fee
Linked Visa debit card
App banking available
Apple Pay, Samsung Pay, Google Pay available

Real Time Rating™

Account Keeping Fees

Monthly

ATM Fee

Over 3,400 rediATMs

Card Type

Visa

Maximum Interest rate

$0 account keeping fee
Linked Visa debit card
App banking available
Google Pay, Samsung Pay, Apple Pay available

Real Time Rating™

Account Keeping Fees

$0*

Monthly

ATM Fee

Over 3,400 rediATMs

Card Type

Visa

Maximum Interest rate

0.10%

*Fees waived when deposit $2,000 Monthly

$0 account keeping fee
Linked Visa debit card
App banking available
Google Pay, Samsung Pay, Apple Pay available

Real Time Rating™

AMP Bank term deposits

Interest rate

0.20%

p.a for 6 months

Min. deposit

$25,000

Next rate increased

0.30%

p.a for 12 months

Max rate

0.30%

p.a for 12 months

Interest can be paid to other institution
Interest rate variations available based on payment options
Automatic maturity rollover
Matuity alert by email and phone

Real Time Rating™