Bank Australia home loans

Promoted

Premium Home Loan Package

Real Time Ratingâ„¢
Owner Occupied
10% min deposit
P&I
Offset Account

special

Apply for a 3 or 6 month break repayments reduction for environmental upgrades
Interest Rate

6.60%

p.a

Variable

Comparison Rate*

6.92%

p.a

Promoted

Basic Home Loan

Real Time Ratingâ„¢
Investor
40% min deposit
P&I
Extra repayments
Interest Rate

6.39%

p.a

Fixed - 5 years

Comparison Rate*

6.41%

p.a

Promoted

Basic Home Loan

Real Time Ratingâ„¢
Owner Occupied
40% min deposit
P&I
Extra repayments
Interest Rate

6.15%

p.a

Variable

Comparison Rate*

6.20%

p.a

Promoted

Basic Home Loan

Real Time Ratingâ„¢
Owner Occupied
40% min deposit
P&I
Extra repayments
Interest Rate

6.24%

p.a

Fixed - 2 years

Comparison Rate*

6.21%

p.a

Bank Australia personal loans

Promoted

Lifestyle Personal Loan - Property Owner

Real Time Ratingâ„¢
0 to 10 years
Secured
Variable Rate
No ongoing fees
Interest Rate

7.89%

p.a

Variable

Comparison Rate*

8.92%

p.a

Variable

Promoted

Lifestyle Personal Loan

Real Time Ratingâ„¢
0 to 10 years
Unsecured
Variable Rate
No ongoing fees
Interest Rate

9.89%

p.a

Variable

Comparison Rate*

10.93%

p.a

Variable

Bank Australia car loans

Promoted

Fixed Car Loan (with Low Emission Vehicle discount)

Real Time Ratingâ„¢
From $1k
0 to 7 years
New or used car
Fixed Rate

special

Offset your car’s carbon emissions for the life of the loan
Interest Rate

6.95%

p.a

Fixed

Comparison Rate*

6.95%

p.a

Fixed

Promoted

Fixed Car Loan (New)

Real Time Ratingâ„¢
From $1k
0 to 7 years
Fixed Rate
Secured
Interest Rate

7.95%

p.a

Fixed

Comparison Rate*

8.16%

p.a

Fixed

Promoted

Fixed Car Loan (Used)

Real Time Ratingâ„¢
From $1k
0 to 7 years
Fixed Rate
Secured
Interest Rate

8.95%

p.a

Fixed

Comparison Rate*

9.16%

p.a

Fixed

Bank Australia credit cards

Promoted

Platinum Rewards Visa Credit Card

Apple & Google Pay
Purchase Rate

18.24%

p.a

Annual Fee

$189

Promoted

Low Rate Visa Credit Card

Apple & Google Pay
Low annual fee
Purchase Rate

9.39%

p.a

Annual Fee

$59

Promoted

Visa Credit Card

Apple & Google Pay
No annual fee
Purchase Rate

12.39%

p.a

Annual Fee

$0

Bank Australia savings accounts

Promoted

Bonus Saver

Real Time Ratingâ„¢
Bonus interest with conditions
Intro offer rate
App banking
Online banking

*Deposit $100 or more and make no withdrawals each month. Offer available from 25/09/2023 for a limited time only and subject to change. Only available on new Bonus Saver accounts. After 3 months, the base variable interest rate and bonus variable interest rates apply to your Bonus Saver account if bonus interest conditions are met.

Maximum rate

5.25%

p.a

intro 3 months then 4.55%*

Base rate

0.10%

p.a

Promoted

mySaver

Real Time Ratingâ„¢
Bonus interest with conditions
App banking
Online banking

*Deposit $10 or more and make no withdrawals each month

Maximum rate

4.75%*

p.a

Base rate

0.10%

p.a

Promoted

Online Saver

Real Time Ratingâ„¢
App banking
Online banking
Linked account required
Maximum rate

3.75%

p.a

Base rate

3.75%

p.a

Promoted

Pension Access

Real Time Ratingâ„¢
App banking
Online banking
Maximum rate

1.45%

p.a

Base rate

1.45%

p.a

Bank Australia bank accounts

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Everyday Access

Real Time Ratingâ„¢
App banking
Online banking
Overseas ATM facilities
Visa debit card

*Fees waived when deposit $2,000 Monthly

Account Keeping Fees
ATM Fee

$0

Over 3,000 rediATMs

Debit Card Type

Visa

Maximum Interest rate

0.10%

Bank Australia term deposits

Promoted

Term Deposit

Real Time Ratingâ„¢
3 months
Automatic maturity rollover
Joint application available
Maturity alert by email
Interest rate

4.80%

p.a

for 3 months

Min. deposit

$500

Next rate increased

4.95%

p.a

for 6 months

Max rate

5.20%

p.a

for 12 months