BCU Bank home loans

Promoted

Standard Variable

Real Time Rating™
Investor
10% min deposit
P&I
Offset Account
Interest Rate

7.09%

p.a

Variable

Comparison Rate*

7.10%

p.a

Promoted

OMG Home Loan

Real Time Rating™
Owner Occupied
5% min deposit
P&I
Extra repayments
Interest Rate

6.29%

p.a

Variable

Comparison Rate*

6.30%

p.a

Promoted

OMG Home Loan

Real Time Rating™
Owner Occupied
40% min deposit
P&I
Extra repayments
Interest Rate

5.99%

p.a

Variable

Comparison Rate*

6.00%

p.a

Promoted

OMG Home Loan

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Extra repayments
Interest Rate

6.09%

p.a

Variable

Comparison Rate*

6.10%

p.a

BCU Bank personal loans

Promoted

Unsecured Freedom Loan

Real Time Rating™
1 to 5 years
Unsecured
Variable Rate
Instant approval
Interest Rate

9.30%

p.a

Variable

Comparison Rate*

9.59%

p.a

Variable

BCU Bank car loans

Promoted

Car Loan (0-5)

Real Time Rating™
$4k to $150k
1 to 5 years
New or used car
Variable Rate
Interest Rate

6.49%

p.a

Variable

Comparison Rate*

6.77%

p.a

Variable

BCU Bank credit cards

Promoted

Classic Visa Card

Balance transfer
Low annual fee
Purchase Rate

11.95%

p.a

Annual Fee

$45

Promoted

Rewards Visa Card

Balance transfer
Low annual fee
Purchase Rate

13.05%

p.a

Annual Fee

$89

BCU Bank savings accounts

Promoted

Scoot's Super Saver

Real Time Rating™
App banking
Online banking
Maximum rate

2.75%

p.a

Base rate

2.75%

p.a

Promoted

Advantage Saver

Real Time Rating™
App banking
Online banking
Maximum rate

2.05%

p.a

Base rate

2.05%

p.a

Promoted

isaver

Real Time Rating™
App banking
Online banking
Linked account required
Maximum rate

2.85%

p.a

Base rate

2.85%

p.a

Promoted

Bonus Saver

Real Time Rating™
Intro offer rate
App banking
Online banking
Maximum rate

5.20%

p.a

intro 4 months then 1.00%

Base rate

1.00%

p.a

BCU Bank bank accounts

Promoted

access

Real Time Rating™
App banking
Online banking
Visa debit card
Account Keeping Fees
ATM Fee

$0

Over 3,000 Westpac Group ATMs

Debit Card Type

Visa

Maximum Interest rate

BCU Bank term deposits

Promoted

Term Deposit

Real Time Rating™
3 months
Automatic maturity rollover
Joint application available
Interest payment to other institution
Interest rate

4.35%

p.a

for 3 months

Min. deposit

$1,000

Next rate increased

1.75%

p.a

for 2 months

Max rate

4.75%

p.a

for 12 months

Promoted

55 Plus Investments

Real Time Rating™
6 months
Automatic maturity rollover
Joint application available
Interest payment to other institution
Interest rate

4.60%

p.a

for 6 months

Min. deposit

$5,000

Next rate increased

4.75%

p.a

for 12 months

Max rate

4.75%

p.a

for 12 months