First Choice Credit Union home loans

Promoted

Mortgage Owner Occupied

Real Time Rating™
Owner Occupied
10% min deposit
P&I
Offset Account
Interest Rate

6.30%

p.a

Variable

Comparison Rate*

6.38%

p.a

Promoted

2 Year Discount Rate Mortgage Investment

Real Time Rating™
Investor
10% min deposit
P&I
Offset Account
Interest Rate

5.30%

p.a

Intro 24 months

Comparison Rate*

6.24%

p.a

Promoted

2 Year Discount Rate Mortgage Owner Occupied

Real Time Rating™
Owner Occupied
10% min deposit
P&I
Offset Account
Interest Rate

5.30%

p.a

Intro 24 months

Comparison Rate*

6.24%

p.a

Promoted

Mortgage Owner Occupied

Real Time Rating™
Investor
10% min deposit
P&I
Offset Account
Interest Rate

6.30%

p.a

Variable

Comparison Rate*

6.38%

p.a

First Choice Credit Union personal loans

Promoted

Personal Loan

Real Time Rating™
1 to 5 years
Secured
Variable Rate
No ongoing fees
Interest Rate

14.50%

p.a

Variable

Comparison Rate*

15.45%

p.a

Variable

First Choice Credit Union car loans

Promoted

Car Loan Special

Real Time Rating™
From $20k
1 to 5 years
New or used car
Variable Rate
Interest Rate

8.25%

p.a

Variable

Comparison Rate*

8.44%

p.a

Variable

First Choice Credit Union savings accounts

Promoted

On Call Savings

Real Time Rating™
Online banking
Maximum rate

0.01%

p.a

Base rate

0.01%

p.a

Promoted

Junior Saver

Real Time Rating™
App banking
Online banking
Maximum rate

1.75%

p.a

Base rate

1.75%

p.a

Promoted

Lifestyle Plus Account (Single)

Real Time Rating™
App banking
Online banking
Maximum rate

0.75%

p.a

Base rate

0.75%

p.a

Promoted

Lifestyle Plus Account (Joint)

Real Time Rating™
App banking
Online banking
Maximum rate

0.75%

p.a

Base rate

0.75%

p.a

First Choice Credit Union bank accounts

Promoted

Cash Management Account

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
Visa debit card
Account Keeping Fees
ATM Fee

$1

Debit Card Type

Visa

Maximum Interest rate

1.50%

First Choice Credit Union term deposits

Promoted

Term Deposits

Real Time Rating™
3 months
Automatic maturity rollover
Joint application available
Maturity alert by email
Interest rate

3.00%

p.a

for 3 months

Min. deposit

$500

Next rate increased

3.20%

p.a

for 6 months

Max rate

4.50%

p.a

for 12 months