Southern Cross Credit Union home loans

Promoted

Premium Home Loan (Owner Occupied)

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Offset Account
Interest Rate

5.98%

p.a

Variable

Comparison Rate*

6.03%

p.a

Promoted

Premium Home Loan (Owner Occupied)

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Offset Account
Interest Rate

6.39%

p.a

Fixed - 1 year

Comparison Rate*

6.07%

p.a

Promoted

Premium Home Loan (Owner Occupied)

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Offset Account
Interest Rate

6.19%

p.a

Fixed - 3 years

Comparison Rate*

6.09%

p.a

Promoted

Premium Home Loan (Owner Occupied)

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Offset Account
Interest Rate

6.29%

p.a

Fixed - 2 years

Comparison Rate*

6.09%

p.a

Southern Cross Credit Union personal loans

Promoted

Fully Secured Personal Loan

Real Time Rating™
3 to 7 years
Secured
Fixed Rate
Interest Rate

7.99%

p.a

Fixed

Comparison Rate*

8.90%

p.a

Fixed

Promoted

Unsecured Personal Loan

Real Time Rating™
3 to 7 years
Unsecured
Fixed Rate
Interest Rate

9.39%

p.a

Fixed

Comparison Rate*

10.30%

p.a

Fixed

Southern Cross Credit Union savings accounts

Promoted

Little Star Saver

Real Time Rating™
Bonus interest with conditions
App banking
Online banking

*Make no withdrawals

Maximum rate

4.75%*

p.a

Base rate

1.25%

p.a

Promoted

Star Saver

Real Time Rating™
Bonus interest with conditions
App banking
Online banking
Linked account required

*increase balance by $200+ each calendar month

Maximum rate

4.75%*

p.a

Base rate

1.25%

p.a

Southern Cross Credit Union bank accounts

Promoted

Easy Access Account

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
Visa debit card

*Fees waived when deposit $2,000 Monthly

Account Keeping Fees
ATM Fee

$0

Debit Card Type

Visa

Maximum Interest rate

Southern Cross Credit Union term deposits

Promoted

Term Deposit

Real Time Rating™
1 month
Automatic maturity rollover
Joint application available
Maturity alert by email
Interest rate

1.20%

p.a

for 1 month

Min. deposit

$5,000

Next rate increased

2.95%

p.a

for 3 months

Max rate

4.75%

p.a

for 12 months