St.George Bank home loans

Promoted

Basic Home Loan

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Extra repayments

Cashback

Receive $2000 in cashback when you refinance. T&Cs apply.
Interest Rate

6.29%

p.a

Variable

Comparison Rate*

6.30%

p.a

Promoted

Standard Variable Rate Home Loan

Real Time Rating™
Owner Occupied
5% min deposit
P&I
Offset Account

Cashback

Receive $2000 in cashback when you refinance. T&Cs apply.
Interest Rate

9.11%

p.a

Variable

Comparison Rate*

9.25%

p.a

Promoted

Fixed Rate Home Loan (with Advantage Package)

Real Time Rating™
Owner Occupied
5% min deposit
P&I
Extra repayments

Cashback

Receive $2000 in cashback when you refinance. T&Cs apply.
Interest Rate

6.99%

p.a

Fixed - 1 year

Comparison Rate*

8.03%

p.a

Promoted

Basic Home Loan

Real Time Rating™
Owner Occupied
5% min deposit
P&I
Extra repayments

Cashback

Receive $2000 in cashback when you refinance. T&Cs apply.
Interest Rate

6.59%

p.a

Variable

Comparison Rate*

6.60%

p.a

St.George Bank personal loans

Promoted

Unsecured Personal Loan

Real Time Rating™
1 to 7 years
Unsecured
Variable Rate
Instant approval
Interest Rate

6.89%

p.a

Variable up to 19.99%

Comparison Rate*

From

7.59%

p.a

Variable up to 20.59%

Promoted

Secured Personal Loan Fixed

Real Time Rating™
1 to 7 years
Secured
Fixed Rate
Instant approval
Interest Rate

6.49%

p.a

Fixed up to 12.99%

Comparison Rate*

From

7.61%

p.a

Fixed up to 14.06%

Promoted

Unsecured Personal Loan Fixed

Real Time Rating™
1 to 7 years
Unsecured
Fixed Rate
Instant approval
Interest Rate

6.89%

p.a

Fixed up to 19.99%

Comparison Rate*

From

7.81%

p.a

Fixed up to 20.83%

Promoted

Unsecured Personal Overdraft

Real Time Rating™
0 to 10 years
Unsecured
Variable Rate
Instant approval
Interest Rate

14.99%

p.a

Variable

Comparison Rate*

15.31%

p.a

Variable

St.George Bank car loans

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Secured Personal Loan Fixed

Real Time Rating™
$3k to $100k
1 to 7 years
New or used car
Fixed Rate
Interest Rate

From

6.49%

p.a

Fixed

Comparison Rate*

From

7.62%

p.a

Fixed up to 14.07%

St.George Bank credit cards

Promoted

Vertigo Visa (Balance Transfer Offer)

Apple, Google & Samsung Pay
Balance transfer
Low annual fee
Instant approval

Balance Transfer

0% for 32m BT (1% fee)
Purchase Rate

13.99%

p.a

Annual Fee

$55

Promoted

Amplify Platinum (Amplify Qantas)

Apple, Google & Samsung Pay
Balance transfer
Instant approval

Bonus Points

60,000 bonus Qantas Points plus 0% p.a. interest on balance transfers for 24 months
Purchase Rate

19.49%

p.a

Annual Fee

$99

for 12 months then $124 thereafter

Promoted

Amplify Signature (Amplify Qantas)

Apple, Google & Samsung Pay
Balance transfer
Instant approval

Bonus Points

Earn 90,000 Bonus Qantas Points + 0% p.a. on balance transfers for 24 months.
Purchase Rate

19.49%

p.a

Annual Fee

$295

Promoted

Amplify Platinum (Amplify Rewards)

Apple, Google & Samsung Pay
Balance transfer
Instant approval

Balance Transfer

100,000 bonus Amplify Points, $49 first year annual fee, and 0% p.a. on balance transfers for 24 months
Purchase Rate

19.49%

p.a

Annual Fee

$49

for 12 months then $124 thereafter

St.George Bank savings accounts

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Investment Cash Account

Real Time Rating™
App banking
Online banking
Maximum rate

1.00%

p.a

Base rate

1.00%

p.a

Promoted

Incentive Saver Account

Real Time Rating™
Bonus interest with conditions
Intro offer rate
App banking
Online banking

*Grow your account balance by at least $50 a month (for customers 21 or over) or $0.01 a month (for customers under 21), excluding interest paid, ensuring your account balance remains between $0 - $249,999.99

special

Add an extra 0.10% p.a. to your variable bonus rate for the first 3 months when you open online
Maximum rate

5.25%

p.a

intro 3 months then 5.15%*

Base rate

1.85%

p.a

Promoted

Maxi Saver

Real Time Rating™
Intro offer rate
App banking
Online banking
Linked account required
Maximum rate

5.35%

p.a

intro 3 months then 1.45%

Base rate

1.10%

p.a

Promoted

Retirement Access Plus Account

Real Time Rating™
App banking
Online banking
Maximum rate

1.50%

p.a

Base rate

1.50%

p.a

St.George Bank bank accounts

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Concession Account

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
Visa debit card
Account Keeping Fees
ATM Fee

$0

Over 3,000 Westpac Group ATMs

Debit Card Type

Visa

Maximum Interest rate

Promoted

Complete Freedom for Students

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
Visa debit card
Account Keeping Fees
ATM Fee

$0

Over 3,000 Westpac Group ATMs

Debit Card Type

Visa

Maximum Interest rate

Promoted

Complete Freedom

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
Visa debit card
Account Keeping Fees
ATM Fee

$0

Over 3,000 Westpac Group ATMs

Debit Card Type

Visa

Maximum Interest rate

St.George Bank term deposits

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Term Deposit

Real Time Rating™
1 month
Automatic maturity rollover
Joint application available
Maturity alert by phone
Interest rate

1.25%

p.a

for 1 month

Min. deposit

$1,000

Next rate increased

1.45%

p.a

for 2 months

Max rate

4.30%

p.a

for 12 months

Promoted

Term Deposit Special

Real Time Rating™
12 months
Automatic maturity rollover
Joint application available
Maturity alert by phone
Interest rate

5.00%

p.a

for 12 months

Min. deposit

$1,000

Next rate increased
Max rate

5.00%

p.a

for 12 months

St.George Bank home insurance

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Home & Contents Insurance

Flexible excess
24 hours claim lodgement
Combined policy discount
Policy type

Home and Contents

Combined policy discount

St.George Bank car insurance

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Comprehensive

New car replacement
Flexible excess
Agreed or market value

Roadside assistance